Retiring with a large EPF corpus? Here’s how to allocate money across fixed income and mutual fundsRetirees with large EPF corpus need to balance safety with growth. Financial planners advise focusing on stable, tax-efficient income gener...
13 May, 2026, 11.27 AM IST
Tax-free allowances rise, so do employer costs: The salary structuring dilemma under the Social Security CodeEnhanced tax-free allowances under the Income-Tax Rules, 2026 can improve employees’ take-home pay. However, the expanded definition of “wa...
06 May, 2026, 07.33 AM IST
EPFO may raise minimum pension under EPS-95; settles 83.1 million claims in 2025-26Labour and employment minister Mansukh Mandaviya, Wednesday, said that the Employees’ Provident Fund Organisation (EPFO) settled 6.103 mill...
29 Apr, 2026, 05.19 PM IST
India Inc salary restructuring: How new labour codes and income tax rules will impact take-home pay and retirement savingsSalaried employees face uncertainty as new labor codes and tax rules loom. Companies are preparing for changes, but widespread implementati...
20 Apr, 2026, 06.30 AM IST
When does EPF withdrawal become taxable?Though the biggest USP of the Employees' Provident Fund is its EEE tax status, however, there are certain instances when EPF can become tax...
06 Dec, 2022, 01.15 PM IST
Know the maximum investment in VPF for tax free interest on EPF accountIf an individual is covered Employees' Provident Fund (EPF), then every month same is deducted from his/her salary. To make an additional c...
25 Nov, 2022, 04.49 PM IST
Your employer's EPF, NPS contribution can be taxable in your hands: Here's how to check if it isAs per the announcement made in Budget 2020, if an employer's total contribution to the EPF, NPS and superannuation fund exceeds Rs 7.5 lak...
16 Aug, 2022, 08.52 PM IST
Has your EPF interest become taxable after latest salary increments? Here's how to checkThe mandatory EPF contribution made to an individual account is calculated on the basic salary amount. Post the appraisal season, as your s...
14 Jul, 2022, 09.29 AM IST
EPFO guidelines: How TDS on interest will be deducted if EPF contributions exceeds Rs 2.5 lakhEPFO has issued guidelines regarding when and how TDS on interest will be deducted if EPF contributions exceed Rs 2.5 lakh in a financial y...
11 Jul, 2022, 01.46 PM IST
Tax on EPF, NPS, Superannuation fund: Here's all you need to know about itEmployer contributions to retirement funds such as Employees Provident Fund (EPF), National Pension System (NPS), or any other superannuati...
23 Mar, 2022, 02.51 PM IST
ITR filing: How to report excess employer contribution to EPF, NPS, retirement fundsWith effect from the financial year 2020-21, the excess contributions made by the employer to EPF, NPS and retirement funds will be taxed a...
30 Sep, 2021, 10.11 AM IST
EPF contributions exceeding Rs 2.5 lakh? You will now have two PF accountsThe Central Board of Direct Taxes (CBDT) on August 31, 2021, has notified the rules regarding the taxation of the interest on the excess EP...
04 Sep, 2021, 10.33 AM IST
Tax on EPF, NPS, Superannuation fund: Tracking excess contribution tedious, no clarity over double taxationAmendments made to the way contributions to the EPF, NPS and Superannuation fund have increased the tax burden on certain sections of the s...
20 Aug, 2021, 02.17 PM IST
Will tax on PF interest also cover contribution to PPF account?On the plain reading of the budget documents, it appears that tax will apply to the interest earned on contributions made to Employees' Pro...
04 Feb, 2021, 10.08 AM IST
Voluntary provident fund: Investing, contribution, interest rate and other things to knowIf you are planning to invest in the Voluntary Provident Fund (VPF), here are the answers of the some the commonly asked questions about it.
28 May, 2020, 09.42 AM IST
Income tax benefits on EPF contributions: New vs existing tax regimeIn the new tax regime, the tax benefit available on employee's own contribution to EPF account is impacted.
21 Feb, 2020, 09.34 PM IST
How to calculate Employees' Provident Fund balance and interestTo calculate the Employees' Provident Fund interest, one must first calculate his contribution and his employer's contribution to the fund.
10 Sep, 2018, 01.13 PM IST