What kind of options are ULIP 2.0 or the modern ULIPs offering? Sameep Singh answersIn a market linked plan like a ULIP, basically, for example, you invest one lakh rupees annually. Now you have a choice to make whether you...
08 Jun, 2023, 04.01 PM IST
Can you ditch mutual funds and stocks and just buy ULIPs? Vivek Jain answers“Historically, for the last three years, the returns are really good. They are as high as 20 to 24%. But over the long term, policyholders ...
23 Feb, 2023, 10.06 AM IST
Do rolling returns indicate accurate fund performance in ULIPs, know howTrailing returns can give a distorted view to investors as the market volatility near the end of the period has undue influence on the fund...
01 Jul, 2021, 11.51 AM IST
Should you still invest in ULIPs despite Budget 2021’s new tax?For ULIP investors, especially in higher income tax bracket, the substantial tax advantage of section 10(10D) of the Income Tax Act besides...
08 Feb, 2021, 12.07 PM IST
Spotlight falls on ULIPs as MFs are stung by the LTCG beeExperts believe that the imposition of 10 percent tax on LTCG on direct equity and equity-oriented mutual funds on gains above Rs 1 lakh in...
06 Dec, 2018, 02.18 PM IST
Fed up with market swings? Ulips can be a knight in your armourIt is possible to tide over the fluctuations in the markets with Ulips as one of the options.
10 Aug, 2018, 07.44 PM IST
What makes New Age ULIPs a smart investment option in the current volatile market?Unit-linked insurance plan or ULIPs are being recognized as one of the best investment options in the recent times.
14 May, 2018, 11.12 AM IST
Ulips vs mutual funds: Which will give you better returns?Unlike MFs, Ulips are not very widely tracked. Here are the best performing Ulip funds and a comparison with the returns of mutual fund cat...
07 May, 2018, 11.56 AM IST
Tax saving: Why ELSS funds are still better than ULIPs, insurance policies despite new LTCG taxThe tax on LTCG will make tax-saving options such as the Public Provident Fund (PPF) and Ulips more tax-efficient than ELSS.
16 Mar, 2018, 02.51 PM IST
Long Term Capital Gains Tax Poses Threat to Mutual Funds, Are ULIPs The Answer?The Union Budget 2018 announced the return of the much dreaded Long Term Capital Gains Tax.
12 Mar, 2018, 09.35 AM IST
Think ULIPs can beat mutual funds after LTCG tax? Here's the winnerThe LTCG tax on stocks and equity funds has restarted the fight between these two arch rivals. Find out how these instruments score on key ...
26 Feb, 2018, 09.46 AM IST
5 reasons why ULIPs can help you save for the long termIncome tax can reduce not only the take-home portion of your salary but it can put a dent in the returns from your investments as well. Thi...
20 Feb, 2018, 01.13 PM IST
Why ULIPs are one of the best tax saving instrumentsSaving money aside, smart tax planning is an integral part of sensible financial planning. The average investor enjoys numerous tax-saving ...
09 Jan, 2017, 12.26 PM IST
After a rough patch, Ulips are back with a bang in new avatarUnit-linked insurance plans (Ulips), at one time among the most-maligned investment products, have given positive returns to policy holders...
04 Jul, 2016, 03.41 PM IST
Government securities 'investment' may hit returns prospects for Ulip holders: IndustryAt present, Ulips make up 50-60% of life insurers’ portfolios, with close to 90% of the premium going towards equity investment.
02 Jul, 2015, 11.02 AM IST
Ulips back on customers' radar with some help from stock marketsMany schemes have performed well due to a buoyant mkt, and the new commission structure is more customer-friendly than before, experts say.
03 Mar, 2014, 04.33 PM IST
- What to expect from guaranteed-NAV Ulips
The idea of guaranteed returns can be tempting. Here's all you wanted to know about them.
13 Apr, 2011, 05.25 AM IST