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EDUCATION LOAN PRIMARY BORROWER
Student or parent: Who should be the primary borrower for education loan? Check repayment and tax implications before decidingDetermining whether a parent or a student should take on an education loan is an important decision. Although the student is the main borro...- Your next loan may have a non-bank name on itThe landscape of retail lending is shifting as non-bank lenders swiftly embrace smaller ticket personal and consumer durable loans. NBFCs a...
- Adani Group plans $2.5 billion refinancing in India’s biggest offshore loan this yearAdani Group plans a $2.5 billion offshore loan to refinance debt. This significant borrowing aims to cover the acquisition of two Indian ce...
- India's retail credit market shifts to rural, GenZ borrowers via digital platformsYounger consumers and rural households are driving India's retail credit market growth. These aspirational borrowers now account for most n...
- Need money urgently? Here's how to choose the right funding option.
- SBI loses original papers for property loan; court orders bank to pay Rs 5,000 per day penaltyThe Bombay High Court ordered State Bank of India to pay daily compensation. This order came after the bank admitted losing original proper...
- True Balance scores 100% of loan applications with AI, looks beyond credit bureaus to curb defaultsTrue Balance now uses AI for loan applications, retaining human review for some cases. This approach helps assess borrowers with limited cr...
- RBI easing drives Indian companies’ $7.70 billion overseas borrowingIndian companies filed proposals worth $7.70 billion for external commercial borrowings in July. This marked a significant 27% growth over ...
- Private Credit vs Fixed Income: What HNIs need to know before investingET Alpha Summit 2.0 will bring together leading investment voices to discuss private credit, structured debt and evolving portfolio strateg...
- VC-backed B2B firms feel the weight of growth-era debtIndia’s venture-backed B2B firms are grappling with debt accumulated during high-growth years, with Zetwerk directing IPO proceeds towards ...
- Finmin secures $1 billion IFC funding for MSMEs; $500 million already released to SidbiIndia secured one billion dollars from the International Finance Corporation for banks. This funding will provide long-term credit to small...
- "Bihar to develop around 700 model schools for NEET, JEE preparation": CM Samrat ChoudharyBihar will develop 700 Saraswati Vidya Niketan model schools for competitive exam preparation. A new Teacher Training University will be es...
- Thinking of guaranteeing a loan? Think again; here’s how your credit score could suffer if the borrower defaultsBecoming a loan guarantor creates significant financial and credit obligations for individuals. The guaranteed loan appears on your credit ...
- JM Financial initiates coverage on OnEMI Technology with Buy call, sees 28% upsideJM Financial has initiated coverage on OnEMI Technology Solutions with a Buy rating and a target price of Rs 385, implying around 28% upsid...
- Make growth piggyback on savingsHousehold savings are increasingly held in financial assets, not physical ones. This shift creates a significant mismatch for long-term inv...
- US private credit portfolios show signs of stabilisation in second quarterIn the second quarter of 2026, US private credit portfolios experienced a notable trend of stabilization, despite lenders continuing to mar...
- Zerodha gets Sebi nod for merchant banking licence, formal registration awaited: ReportZerodha’s merchant banking licence application has received Sebi clearance, enabling its expansion into investment banking after formal reg...
- Banks shifting microfinance strategy, prefer lending to entities over direct borrowers: ReportBanks are increasingly selecting microfinance institutions for loans instead of individual borrowers, leading to a reclassification of micr...
- US Treasury yields are rising — Why does it matter?Rising U.S. government bond yields are driving up borrowing costs across the board, directly affecting households, businesses, and governme...
- Banks look to push prudent borrowing for small loan-takersBanks and credit firms will launch a responsible borrowing campaign to curb bad loans. This initiative aims to promote financial discipline...
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