As India’s unsecured lending boom accelerates, collections are emerging as the next major battleground for fintechs and lenders.

India's gold market is rapidly formalizing despite high prices and tax hikes. Resilient consumer demand, especially for investment, favours...

Mid-tier IT services firms are outperforming larger rivals in revenue growth, driven by a focused approach on specific growth areas like cl...

India's digital lending is rapidly transforming credit access, with mobile apps now disbursing significant loan volumes, especially to youn...

Amid growing global concerns over a widening employment gap, a new economic framework has been proposed to address what experts warn could ...

Noida factory workers protest: Years of rising costs have diminished buying power, creating widespread discontent among many. Wage growth l...

Ashok Hariharan of IDfy argues that digital trust must evolve beyond one-time KYC to continuous, intelligence-led risk assessment across th...

Banks are set to boost credit flow to MSMEs as regulators ease onboarding for the Trade Receivables Discounting System (TReDS). This move a...

Unsecured personal loans below Rs 1 lakh now make up over two-thirds of loans from digital lending startups, up from 55% in FY23, Experian ...

Biz2X plans to hire over 200 professionals in India across AI, data science, engineering, and more in the next financial year. Their AI-led...

Bank Loans: The Reserve Bank of India has issued a caution to non-bank finance companies, advising them against becoming overly reliant on ...

Scapia’s users took to social media to flag the issue. Some said their limits were brought down from as high as a few lakhs to Rs 20,000. T...

As regulatory changes take root, the financial services industry in India stands at the crossroads of challenge and opportunity. The impera...

Online marketplaces have been successful in revolutionising many sectors on a global scale, offering inspiration for the digital lending sp...

"...transmission is higher during the MCLR regime than base rate regime," the paper authored by Sadhan Kumar Chattopadhyay and Arghya Kusum...

With the current reduction in MCLR, this may be the best time to re-negotiate and switch your loan over to the MCLR system.

Rajan said lending to MSME entrepreneurs particularly in the e-commerce space makes a strong business sense for the banks given the changin...