Buying vs renting a home: ₹1 crore home today or ₹6 crore corpus after 20 years - how the strategy of renting and investing may beat buying a house in IndiaBuying a home in Indian metros is an emotional decision, but financial realities are shifting. Renting and investing the difference between...
14 May, 2026, 05.33 PM IST
The 2013 ghost returns: Will higher gold duties actually restrict imports or just fuel the grey market?India’s shock hike in gold and silver import duty to 15% has revived memories of the 2013 crisis. While the move aims to curb dollar outflo...
13 May, 2026, 12.42 PM IST
US Fed set to hold rates steady again on cost hikes from Mideast warThe US central bank is widely expected to keep interest rates unchanged at its policy meeting next week, as energy prices stay high and sup...
26 Apr, 2026, 10.30 AM IST
These large-, mid- and small-cap stocks can give more than 22% return in 1 year, according to analystsWhen a market is in a secular correction due to fears that the economy might take a hit for some reason, the fall is generally across the b...
24 Apr, 2026, 06.02 AM IST
How to reduce your home loan burdenWith some banks slashing rates and NHB removing the last hurdle to home loan portability, it has become feasible for borrowers to switch ba...
13 Aug, 2012, 10.46 AM IST
National Housing Bank scraps pre-payment charge on dual rate loansIn case of a dual rate loan, housing finance companies will now charge a penalty only if the loan is refinanced from another financial inst...
09 Aug, 2012, 02.55 AM IST
Teaser home loans can be freely pre-paid during floating rate phaseBorrowers who availed of dual rate home loans , will be allowed to pre-pay loans during the floating rate phase without a penalty.
08 Aug, 2012, 08.18 PM IST
- HSBC launches dual-rate housing loan product
It allows borrowers to choose an initial fixed-rate period of between one and five years, and after that migrate to a market-linked, floati...
15 Dec, 2011, 04.41 AM IST
- Points to consider other than interest rates, when seeking home loan
See, how much margin banks offer over their base rate and how many times it revises the margin. Such minor details have an impact
20 Oct, 2011, 04.31 AM IST
- Most banks and housing finance cos will not offer teaser loans
Edelweiss, which launched a dual interest rate housing loan plan about two weeks ago, is considering a review.
26 Sep, 2011, 04.52 PM IST
- SBI extends 25 bps discount on home loans till December
State Bank of India (SBI) on Wednesday extended 25 basis point concessional home loan scheme till December this year.
21 Sep, 2011, 10.50 PM IST
- Dual rate loans can invite extra provisioning: Chakrabarty
KC Chakrabarty stressed that the central bank is not against teaser loans, but said lenders may have to do additional provisioning.
06 Sep, 2011, 10.23 PM IST
- No higher provisioning needed for dual-rate home loan: ICICI Bank
ICICI Bank on Thursday said its recently launched fixed-rate home loan scheme will not attract higher provisioning mandated by the central ...
26 Aug, 2011, 01.39 AM IST
- SBI says no plan to launch teaser loans as ICICI Bank
State Bank said it has no plan to relaunch dual/fixed rate home loan products, popularly known as teaser loans, as was done by ICICI last w...
23 Aug, 2011, 08.04 PM IST
- Home loans may soon pinch as HDFC hikes retail PLR by 0.5%
Home loans have become more expensive with the country’s largest housing finance company, HDFC, raising its retail prime lending rate (RPLR...
01 Sep, 2010, 04.46 AM IST
- HDFC lowers first year home loan rate to 8.25%
HDFC said that besides the new dual rate scheme, its existing floating rate product would continue without any change. Top gainers, losers ...
15 Apr, 2010, 04.51 PM IST
- HDFC takes on SBI with dual-rate home loan
HDFC announced dual-rate loan where borrower will be charged fixed rate up to Mar '12 & floating thereafter. Top 5 picks | Mid-term picks |...
02 Dec, 2009, 07.55 AM IST