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DIRECTOR MICROSAVE
Women in India increasingly seeking credit, monitoring credit scores: ReportWomen in India are increasingly monitoring their credit scores, with a 42% rise in self-monitoring as of December 2024. Non-metro areas sho...- Micro savings apps can help turn small amounts into big savings, but can it lead to serious wealth creation?Though these micro savings may still not add up to a big sum, they can be used for short-term goals in the next 1-2 years.
- Women want to do more, but access to credit is still missing: Alka UpadhyayaAs per World Bank’s Findex data, 42% of women’s accounts are dormant, 23% are excluded from formal financial services and 35% are non dorma...
- PMJDY helps raise women's ownership of bank accounts to 77% in 2017: ReportPM Modi's government flagship scheme Pradhan Mantri Jan Dhan Yojana has helped in raising women's ownership of bank accounts from 43 per ce...
- Need to improve infrastructure to prevent leakage in fertiliser subsidy: StudyTill the last rabi season, on a pilot basis in 16 districts across 11 states, companies were getting subsidy after farmers purchased fertil...
- Poll: 59% favour linking Aadhaar, fertiliser DBTThe study found that there were serious issues with matching fingerprints and connectivity for the use of Aadhaar, an issue that might rela...
- What Telangana's Stree Nidhi co-operative can teach India about low-cost creditMicrofinance, having been pioneered in Bangladesh, would find its zenith in Andhra Pradesh for a while as credit levels surged.
- Electronic KYC to enable instant activation of mobile phone connections with AadharDoT said that customers will be able to online authorize UIDAI through Aadhaar authentication using Aadhaar number and biometrics.
- Bank agents in rural areas need to be paid better DBT commission: MicroSaveAgents of banks should be given higher compensation in rural India to make their business model viable and achieve the goals of financial i...
- Bank agents to receive higher commissions for DBT transactions: MicroSaveGovernment has to shell out Rs 1150 crore with 1 per cent DBT commissions and Rs 3611 crore for 3 per cent DBT commission.
- Jan Dhan Yojana: Why impressive numbers don’t mean much to financial inclusion driveBanks are giving Narendra Modi Sarkar the numbers it wanted but delivering financial inclusion will be much more harder.
- RuPay cards to replace Aadhaar in welfare scheme authenticationFinMin decided to limit Aadhaar's role in its welfare scheme payments and, instead, use RuPay cards for last-mile authentication to withdra...
- Payments startup Ezetap gets Rs 49.8 crore from Helion, billionaire Nicolas Berggruen's fundEzetap Mobile Solutions has received venture funding of Rs 49.8 crore from a consortium of investors led by venture fund Helion Venture Par...
- Top B-school grads from IIMs, XLRI now keen to work with microfinance companiesMicro-finance firms fit the bill and are entertaining resumes from the likes of IIMs and XLRI for internships and recruitments.
- Finance Ministry to probe appointment of banking correspondentsThe FinMin has launched a probe into BC appointments after it came across instances of cos demanding thousands of rupees in deposits from p...
- Banks are far from convinced about efficacy of business correspondents: A Krishna Kumar, SBI MDGovernment banks are in the process of engaging BCs to extend banking services to 73,000 hitherto unbanked villages.
- XLRI Jamshedpur to create a common research & action network for micro finance practitionersThe efforst will help in supporting India's financial inclusion agenda. It was the outcome of a three-day seminar on financial inclusion or...
- The banking-correspondent model has its weaknessesAn identity is just the first link in the cash-transfer chain. Everyone also need bank accounts that are easily accessed.
- RBS programme launches toolkits for MFIs to offer creditRoyal Bank of Scotland (RBS) Group's technical assistance programme launched four toolkits for Micro Finance Institutions (MFIs) to offer c...
- Banks’ no-frills move is a win-win for allWhat began out of compulsion a year ago is now slowly turning out to be a viable business proposition for most banks.
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