Indian banks' profitability to ease this fiscal on lower treasury gains, ECL provisions: CrisilIndian banks will see a slight dip in their return on assets this fiscal. This is due to lower treasury income and early provisions for a n...
30 May, 2026, 11.03 AM IST
'Nao' is the time: Why Diageo India is backing this Indian craft gin producerAnand Virmani, Co-Founder & Master Distiller, Goa-based Nao Spirits & Beverages, explains how they marketed India’s first craft gin, Greate...
16 May, 2026, 10.12 AM IST
Credit at the tap: The opportunities and risks of India’s digital lending boomIndia's digital lending is rapidly transforming credit access, with mobile apps now disbursing significant loan volumes, especially to youn...
13 May, 2026, 09.00 AM IST
Canara Bank sees NIM floor at 2.5%, confident of absorbing ECL hit without fresh equityCanara Bank anticipates a strong FY27. Margins are stable, and asset quality remains robust. The bank can manage upcoming provisioning need...
12 May, 2026, 05.00 PM IST
As India grows richer, banks will have to adjust to thinner margins: Indian Bank CEOIndian Bank's chief Binod Kumar expects interest rates to rise and net interest margins to fall as India develops. He plans to raise capita...
11 May, 2026, 01.04 AM IST
NRI but using resident savings account? Here’s what you must know about NRE, NRO, and FEMA rulesNRIs must update their Indian bank accounts to NRE or NRO status to comply with FEMA regulations. Failing to do so can result in significan...
30 Apr, 2026, 12.07 PM IST
These 8 private and public banking stocks have an upside of up to 35% in one year, according to analystsThere was a decline in banking stocks during Tuesday’s trading session. The drop came as a reaction to the RBI tightening its bad loan norm...
29 Apr, 2026, 05.52 AM IST
Gold loan fintech companies build own loan books as RBI tightens normsGold loan fintech startups are pivoting from loan sourcing to building their own loan books due to tightened RBI regulations. Companies lik...
24 Apr, 2026, 06.00 AM IST
Delhi HC asks RBI about steps taken to enforce digital lending rulesThe Delhi High Court has directed the Reserve Bank of India to detail its enforcement actions regarding digital lending rules. This comes a...
08 Jan, 2026, 10.34 AM IST
Digital lending to pip traditional lending in unsecured loans segment by 2030: ReportThe company said it analysed the role of fintech-led digital lending to arrive at the predictions on the unsecured lending front, where len...
14 Feb, 2023, 09.11 PM IST
Payment aggregators acting as loan service providers cannot handle funds between the lender and the borrower“The principle underlying the Digital Lending Guidelines is that a LSP should not be involved in handling of funds flowing from the lender ...
14 Feb, 2023, 08.37 PM IST
RBI's FAQ on guidelines for digital lending: Key detailsAccording to the RBI FAQ, "If the loan turns delinquent and the recovery agent has been assigned to the borrower, the particulars of such r...
14 Feb, 2023, 07.57 PM IST
RBI issues new digital lending guidelines for banks, lenders to protect borrowersRBI has issued guidelines for digital lending apps. As per the guidelines issued by the central bank, the aim is to protect borrowers from ...
19 Sep, 2022, 03.01 PM IST
Borrowing money via digital apps? Know your rights to avoid being exploitedThe RBI digital lending guidelines will be applicable to the digital lending by banks, co-operative banks, NBFCs including housing finance ...
16 Sep, 2022, 02.28 PM IST
All digital loans have to comply with new norms by Nov 30: RBIThe central bank advised all banks and non-banks that all instructions contained in the digital lending circular would apply to existing cu...
03 Sep, 2022, 09.04 AM IST
Fall in digital lending app complaints as rules kick inSurvey firm Local Circles also said that the number of complaints had reduced by 30-40% in the past four weeks.
25 Aug, 2022, 06.00 AM IST
RBI rules may force fintech firms to leverage NBFC operationsThis is a shift for the digital lending industry, which has largely focused on growing the lending-distribution platform to show scale and ...
12 Aug, 2022, 06.00 AM IST