Why India cannot build a world-class fintech champ yetIndia boasts world-class digital finance but lacks global consumer fintechs. Regulatory hurdles prevent innovation, unlike in markets with ...
18 May, 2026, 05.46 PM IST
These large-caps have ‘strong buy’ & ‘buy’ recos and an upside potential of up to 25%We are living in times when the morning may see conciliatory exchanges between the US and Iran, leading to a cooling in crude oil prices. B...
04 May, 2026, 11.04 PM IST
NRI but using resident savings account? Here’s what you must know about NRE, NRO, and FEMA rulesNRIs must update their Indian bank accounts to NRE or NRO status to comply with FEMA regulations. Failing to do so can result in significan...
30 Apr, 2026, 12.07 PM IST
OnEMI Technology IPO opens tomorrow: GMP, price band, and Analyst viewOnEMI Technology Solutions' Rs 925.92 crore IPO opens April 30, closing May 5, with a price band of Rs 162-171. The digital lending platfor...
29 Apr, 2026, 11.01 AM IST
A loan you never took; How PAN fraud is wrecking credit scores in India and what you should do to protect yourselfIndians are facing a new threat: PAN-based loan fraud. Criminals are using stolen PAN details to take out loans without consent. This is da...
17 Apr, 2026, 12.00 PM IST
Beyond KYC: Why digital trust needs real-time intelligenceAshok Hariharan of IDfy argues that digital trust must evolve beyond one-time KYC to continuous, intelligence-led risk assessment across th...
14 Apr, 2026, 10.12 AM IST
Manage short-term risk and volatility for long-term opportunity: 7 stocks from different sectors with upside potential of up to 32%There will be many ifs and buts – and a high volatility quotient – when a market is in its initial phase of correction, especially a correc...
12 Apr, 2026, 06.56 AM IST
Lenders need OTP consent for KYC data accessThe Central KYC Registry will mandate OTP-based consent for sharing customer data from May 9, 2025, adding a security layer to prevent misu...
23 Apr, 2025, 06.01 AM IST
Digital KYC, blockchain-based credit solutions part of RBI’s fifth innovation sandboxA lot of work is happening to help digitally underwrite customers for credit disbursal. The next generation of innovation is taking place a...
31 Jul, 2024, 10.41 AM IST
Take KYC seriously: RBI’s clear message to fintechsRBI has directed fintech startups to adhere strictly to KYC guidelines, over many meetings with industry stakeholders over the past few mon...
17 Jul, 2024, 10.29 AM IST
MSME fintechs steal show as consumer lending loses fizzAll these years, digital lending has been mostly synonymous with unsecured consumer credit. But that is slowly changing. Business-focused f...
13 Mar, 2024, 06.00 AM IST
RBI issues new digital lending guidelines for banks, lenders to protect borrowersRBI has issued guidelines for digital lending apps. As per the guidelines issued by the central bank, the aim is to protect borrowers from ...
19 Sep, 2022, 03.01 PM IST
API economics in digital lending ecosystemThe total value of India’s digital lending market is estimated to be more than USD 1 trillion over the next five years. To ensure they grab...
31 Mar, 2020, 02.40 PM IST
Finance ministry amends PMLA Act to offer clarity on digital KYCPMLA is the means through which lenders, investment platforms and telecom companies are authorised to capture customer details.
22 Aug, 2019, 07.47 AM IST
Flipkart is ready with the tech stack to start lendingFlipkart, whose plans to enter into digital financial services had been in a limbo for some time, had worked with smaller fintech partners.
08 Apr, 2019, 08.05 AM IST
How will the SC verdict on Aadhaar impact online lending companies?The apex court ruled that private entities cannot force anyone to share Aadhaar data for the purpose of KYC authentication.
10 Oct, 2018, 11.10 AM IST
Raise limits on loans granted through OTP-based e-KYC: Amitabh KantKant said the current system of using biometric Aadhaar-authentication for small ticket loans will increase already high operating expenses...
11 Sep, 2018, 11.47 PM IST