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DIABETES DISCLOSURE INSURANCE
LIC rejects five life insurance claims saying policyholder hid diabetes: Court finds disease diagnosed only after buying the policies; orders over Rs 60 lakh payout- 5 critical checks before buying health insurance policy to avoid claim rejections
- Should you buy OPD cover in health insurance? Over 40% of healthcare costs are paid out-of-pocket in India
- Claim settlement and grievance redressal related performance will determine the incentives of top executives of insurance companies: IRDAIn a significant policyholder-centric move, IRDAI has linked insurance executive pay to customer-centric metrics like claim settlement and ...26 May, 2026, 10.06 PM IST
- 2-hour hospitalisation: What health insurance policies really cover and what they excludeNew health plans cover treatments requiring two hours of hospitalisation, but exclusions remain critical.25 May, 2026, 11.01 AM IST
- Insurer denies Rs 20 lakh life insurance claim over diabetes non-disclosure; woman fights back and wins; here’s whyA Delhi woman's Rs 20 lakh life insurance claim, denied due to alleged non-disclosure of diabetes and kidney diseases, was upheld by the St...22 May, 2026, 11.44 AM IST
- Can you depend upon home loan insurance policy, which is often tied up with loan?Insurers such as HDFC Life are increasingly using diabetes as a pre-existing condition as grounds for claim rejection, despite various lega...28 May, 2025, 11.26 AM IST
- Should you go for a medical test before buying a health insurance policy?Health insurance claims may be rejected if pre-existing conditions are not disclosed. But sometimes, even the policyholder may not be aware...31 Dec, 2024, 11.27 AM IST
- Health insurance claim rejection: Widow fights, wins Rs 28 lakh damage; pre-existing disease can't be free pass for claim denialThe Delhi State Consumer Commission ruled that an insurer cannot reject a health insurance claim solely based on pre-existing diseases if t...14 May, 2024, 01.50 PM IST
- Husband wins Rs 12.52 lakh as travel insurance claim after 14 years long fight against the insurer Bajaj AllianzA lady took out an overseas travel insurance policy from Bajaj Allianz General Insurance before travelling to USA. While in USA she was adm...10 Jan, 2024, 04.19 PM IST
- Not disclosing pre-existing health conditions main reason for claim rejectionInsurers frequently reject health insurance claims, with approximately 25% facing rejection due to the policyholder's non-disclosure of pre...22 Nov, 2023, 01.04 PM IST
- Debunking common myths about health insurance in IndiaCovid-19 pandemic has helped people understand the criticality of a comprehensive health insurance plan, there’s still more that needs to b...04 Jan, 2023, 10.30 AM IST
- Insurer can't repudiate claim by citing existing medical condition: SCThe proposer is presumed to know all the facts and circumstances concerning the proposed insurance, it added. While the proposer can only d...29 Dec, 2021, 10.49 AM IST
- How a smoker can buy health insuranceThe insurability of smokers is determined by the seriousness of pre-existing lifestyle diseases like diabetes and hypertension.26 Jun, 2019, 10.32 AM IST
- Insurance claim cannot be denied on the ground of common lifestyle diseases: NCDRC to LICLIC has been told to pay the sum to the policy buyer who hadn't mentioned his diabetes case while buying it.12 Oct, 2018, 03.08 PM IST
- Insurance Queries: Do not hide illnesses while buying health insuranceAll medical history of the proposed insured is expected to be disclosed in the proposal form while buying health insurance.26 May, 2017, 12.49 PM IST
- Some insurers can dismiss claims if the policyholder is 'fat'Insurance companies at times refuse to pay claims if the policyholder was fat or in their view “fat" -- putting family members in a fix try...24 Nov, 2016, 07.11 PM IST
- Smoking is no reason to give health insurance a missSmoking or pre-existing ailments don’t automatically disqualify you from getting a health cover. Companies take a more nuanced position whi...04 Jun, 2014, 04.32 AM IST
- Why is there very little health cover for the diabetic?While people are celebrating World Diabetes Day on Nov 14, it is strange to know that diabetics are still struggling to get a proper health...15 Nov, 2013, 01.50 PM IST
- Simple steps to ensure hassle-free insurance claims settlementIt is necessary to keep the policy in force, in order to obtain the full benefits of the policy in case of the unfortunate event.01 Jun, 2011, 03.31 AM IST
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