Supervision must look beyond formal compliance, says RBI Deputy Guv Swaminathan JRBI Deputy Governor Swaminathan J. warns that weak oversight in banking can lead to hidden risks. He stresses that supervision must go beyo...
04 May, 2026, 05.20 PM IST
Give credit where it’s due: Why India’s private debt market shares none of the structural problems driving current US stressIndian private credit is not facing the same issues as the US. US private credit stress stems from fund architecture, not bad loans. India'...
01 Apr, 2026, 11.18 PM IST
Minimum balance, only banks win while depositors lose outICICI Bank's MAB hike controversy has brought the practice under scrutiny, questioning its appropriateness. Introduced in the 1990s amid de...
16 Aug, 2025, 12.55 AM IST
RBI deputy guv flags concerns over quality of disclosures by some NBFCsRBI Deputy Governor M Rajeshwar Rao, at the Conference of Statutory Auditors and CFOs of Commercial Banks, urged better NBFC disclosures, e...
10 Jul, 2024, 04.16 PM IST
Warren Buffett lessons for SVB, Signature bankers and wealthy depositorsIf all deposits were insured, no one would fear losing their cash and perhaps there would never be bank runs. Certainly, the FDIC wouldn’t ...
15 May, 2023, 01.51 PM IST
How work of Nobel economics winners is relevant for our timesBernanke and fellow laureates Douglas Diamond and Philip Dybvig are being honoured for producing the knowledge that allows the textbook to ...
11 Oct, 2022, 11.53 PM IST
View: How retail participation has changed the DNA of Indian marketsIncreased domestic investor participation in markets have affected bank deposits. The fact that real returns from bank deposits have been n...
06 Oct, 2022, 11.23 PM IST
RBI asks banks not to open current accounts for customers having cash credit, overdraft facilitiesIn a notification, the central bank said that rather than opening a new current account, all transactions should be routed through Cash Cre...
06 Aug, 2020, 09.07 PM IST
What is Capital Adequacy Ratio for banks?The risk-weighted assets take into account credit risk, market risk and operational risk.
26 Dec, 2019, 03.57 PM IST
How to make the FRDI bill more effectiveThe new Act should consider keeping its ripple effects on other laws to the minimum.
04 Dec, 2019, 06.14 AM IST
View: It's time to revise the limit of deposit insurance coverThe coverage limit is required to be reviewed periodically, as the economic and financial landscape changes.
29 Oct, 2019, 06.19 AM IST
NMCE shifts to e-warehouse receipts for July deliveryThe receipts have been issued in coordination with Warehousing Development and Regulatory Authority and National E-Repository Limited.
17 Jul, 2018, 10.40 AM IST
Government will take strict decisions to discipline the co-operative sector: Devendra FadanvisFadanvis said that the move is aimed at bringing discipline in the sector and generating trust in the minds of people about these institute...
07 Jan, 2016, 04.45 PM IST
Builders’ woes stem from flawed market for real estateIf builders are in financial difficulties today, deficient policy that sends out all the wrong incentives to builders is primarily to blame.
26 Nov, 2012, 10.18 AM IST
Should bondholders be bailed out?The best policy should categorically exclude bondholders from the set of potential beneficiaries of government bailouts.
23 Oct, 2009, 12.35 AM IST
- PSBs move to cap bulk deposit rate
Chief executives of a few public sector banks have come together to persuade their peers from other state-owned banks to cap interest rates...
22 Nov, 2008, 12.00 AM IST
- '6% Islamic banking' advisory lends BJP a theme song
The government’s fiat to bankers for earmarking 6% of the loan disbursements for members of the minority community on Wednesday gave yet an...
18 Jan, 2007, 12.08 AM IST