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Harassed by loan recovery agents? Know your legal rights and 6 steps to fight backBorrowers struggling with debt often face harassment from recovery agents through abusive calls, threats, public shaming, and unauthorised ...- Quote of the Day by Bruce Lee: 'Don't fear failure but...'-The legendary martial artist's powerful lesson on courage, failure and ambitionBruce Lee's powerful message about not fearing failure but aiming high resonates today. His life journey from a troubled youth to a global ...
- Muthoot Microfin grew 13% when the industry shrank 20%; CEO explains what's nextMuthoot Microfin defied industry decline, growing assets by over 13%. The company improved its loan repayment rates and reduced bad loans. ...
- Lost job for misconduct? PSU bank employees may still be eligible for pension; check Bipartite Settlement and eligibility rulesPublic sector bank employees dismissed for misconduct can still receive their pension. This is due to Bipartite Settlement rules that allow...
- Real-time checks to improve discipline in credit cycleLenders will now report to credit bureaus weekly, a shift from fortnightly, enhancing real-time borrower risk assessment. This move is expe...
- Hazard lights are flashing from one corner on US economy. It's about loans againUS economy risks: Delinquencies in the $1.6 trillion US auto lending market are rising, with loans from 2022 and 2023 performing below expe...
- Supreme Court pulls up govt for failure to act against delinquent officersA bench comprising justices Sanjay K Kaul and Abhay S Oka, which had in September pulled up the government for taking 737 days to file its ...
- SC deprecates endeavour of govt authorities in approaching court with delayed appeals"The special leave petition has been filed by the Union of India with the delay of 1,356 days expecting the court to show indulgence for it...
- Around Rs 10.52 lakh crore of corporate debt at risk of default due to slowdownIndia Ratings and Research in a report said credit profiles of corporates are likely to remain under pressure as the economy grapples with ...
- Small rise in home loan default in 2 yrsA report by TransUnion Cibil (TUCIBIL) has shown that the overall delinquency rates in retail have been stable while variation in delinquen...
- Small student loans prone to turn stickySmall loans, upto Rs 4 lakh, borrowed for studying in middle-ranked institutes, are prone to turning bad.
- Cibil’s survey shows credit card payment by Indians highIndia tops the rank in the percentage of credit card holders that often make payments in excess of their minimum due on their revolving deb...
- About 92% of Indian credit card holders shows good repayment habit, says TransUnion CibilIt said that about 92% of credit card holders often pay a greater amount than the minimum due, following its survey of 1,100 consumers acro...
- 6-month limit to complete graft enquiries against babusWhere a disciplinary authority decides to consult UPSC in the matter involving a delinquent officer, its advice need to be shared with such...
- Graft probe against babus must conclude in 90 days: GovernmentAs per the amended rules, a time limit of six months has been fixed for completion of departmental enquiry and submission of report.
- IAS, IPS officers to lose job for overstaying on foreign toursIn case states fail to act against delinquent officers, the Centre will on its own initiate proceedings of "deemed resignation" against the...
- Now, retired babus with clean service record to probe serving ones in the governmentRetired government servants, not below the rank of deputy secretary at the Centre and equivalent rank in state govt will give their reports.
- Employee can't be kept under suspension for over 3 months: Supreme CourtSupreme Court has prescribed that a government employee cannot be kept under suspension for over 90 days in the absence of a chargesheet ag...
- National Human Rights Commission notice to DoT over delay in payment of retirement duesNHRC took "serious view" of delay in payment of retirement dues to BSNL employee and directed DoT to thoroughly enquire case and fix respon...
- US foreclosures drop but storm clouds ahead: ReportUS home foreclosures, at the root of the global financial crisis, fell to the lowest levels in five months in November but it may be a lull...
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