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DELINQUENCY VS DEFAULT
Delinquency vs default: Know the difference and how they affect your credit score and borrowing abilityIf you are confused by personal finance terms, jargon and calculations, here’s a series to simplify and deconstruct these for you. In the 1...- Couples and money: Why shared financial decisions, clear spending rules, and transparency matter in relationshipsWithout a definition of priority and discretion, many households suffer from ad hocism. How should they spend for the common good without s...
- Free airport lounge access via credit cards is getting tougher as banks tighten entry rules, set minimum spending criteriaThe logic is simple: lounge access has become a heavily used perk. Banks earlier assumed that only premium customers or frequent flyers wou...
- Understand private credit: It may be a word you will soon hear more often in the stock marketsIt is called “shadow banking” for a reason. Private credit serves a purpose as it caters to borrowers who fall between bank underwriting st...
- Rs 30,000 salary, Rs 40 lakh debt? Why Gen Z is slipping into a dangerous borrowing trap, plus 7 red flags to watchYoung Indians, particularly Gen Z, are facing a growing debt crisis. Easy digital loans and lifestyle demands are pushing them into signifi...
- H-1B fee hike risks; PhonePe's losses shrinkThe H-1B visa fee hike threatens education lenders with riskier loans. This and more in today's ETtech Top 5.
- Stress peaks in credit card portfolios as regulatory tightening hits unsecured lendingStress in credit card portfolios of banks is peaking due to regulatory tightening of unsecured credit, with delinquencies largely among low...
- The Future of Debt Collection in India: Trends, Challenges, and Innovations
- I am an India bull: Aditya Puri, HDFC BankMy view is GDP will grow 7.4-8 per cent provided oil behaves itself, says Puri
- UPA vs NDA: Why higher growth doesn't matter when followed by policy delinquencyLet Chidambaram win the growth argument, but UPA utterly mismanaged the economy in 2nd term
- How to improve your chances of getting a loan and credit cardYour CIBIL report and score help banks decide on your loan application. That is why you must check these parameters before applying for a l...
- More toxic loans could haunt banksJapan's economy was paralyzed for a decade as banks failed to deal with their troubled loans. That's why it's nothing short of stunning to ...
- Annual Policy Statement for 2006-07Annual Policy Statement for the Year 2006-07 by Dr. Y. Venugopal Reddy, Governor, Reserve Bank of India.
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