Bajaj Housing Finance share target price raised after Q4. Here's what Morgan Stanley, other brokerages sayBajaj Housing Finance announced a 14 percent profit increase for the January-March quarter. The company's asset quality remained strong. Lo...
28 Apr, 2026, 09.58 AM IST
Gold loan delinquency rates send red signalBorrowers with more than ₹2.5 lakh outstanding showed a delinquency rate of 1.5% at the end of December, about 2.2x higher than those with ...
15 Apr, 2026, 05.30 AM IST
Risk off! Banks opting to lend to prime customersBanks are now favouring borrowers with top credit scores. This shift reflects caution in lending. New customers are also getting fewer loan...
01 Apr, 2026, 12.35 AM IST
Rising fuel costs put brakes on CV financing momentumRising fuel costs due to the Iran war are pressuring bank loans for commercial vehicles in India. Fleet operators face higher expenses, lea...
01 Apr, 2026, 12.04 AM IST
Credit scores drop amid loan payment struggles: Is rising student loan and mortgage delinquency hurting U.S. borrowers in 2026?The average U.S. credit score fell to 714 in October 2025. This fresh data highlights a worrying shift in consumer finances. Credit scores ...
25 Mar, 2026, 09.46 PM IST
Consumer debt crisis deepens: Americans are falling behind on credit cards, loans, and mortgages - is it time to worry?Americans now owe $18.6 trillion in household debt. United States consumer debt crisis is growing fast. Millions of borrowers are strugglin...
11 Nov, 2025, 08.51 PM IST
Why are the majority of Americans struggling to keep up with auto loan payments - Has it become the riskiest credit product?Americans face mounting pressure on auto loan payments. Car prices and interest rates have surged, pushing monthly payments to record highs...
21 Oct, 2025, 12.27 PM IST
Credit cards are feeding young Canadians more than actual food; As wages stagnate and rent soars, debt becomes the only thing they can affordYoung Canadians are increasingly struggling with debt as the cost of living rises and job prospects remain uncertain. Delinquency rates amo...
29 May, 2025, 02.27 AM IST
US household debt hits record high: What’s driving the surge and are Americans struggling to repay?US household debt soared to a record high of $18.04 trillion in Q4 2024,, driven by surging credit card balances. While overall debt manage...
20 Feb, 2025, 12.53 AM IST
The segment where most of the personal loan defaults are occurringRecent data reveals higher delinquency rates for small-ticket personal loans under Rs 10,000, peaking among borrowers who secured loans bet...
20 Jan, 2025, 12.04 PM IST
Microfinance business shrinks in Q2 as delinquency rates surgeThe microfinance industry contracted in Q2 FY25 with delinquency rates on loans rising to 4.3 per cent in September 2024. Borrowers with mu...
09 Jan, 2025, 04.07 PM IST
Indian banks' profitability to moderate in FY26, India Ratings saysIndian banks' profitability is expected to moderate in 2025-26 due to higher delinquencies in unsecured loans and rising credit costs, acco...
07 Jan, 2025, 03.39 PM IST
Credit Card default surges as retail credit growsCredit card payment defaults have surged in June 2023 despite the growth of credit card lending. Unsecured credit portfolios and small-tick...
14 Jul, 2023, 12.51 PM IST
Home loan demand dips in December qtr as rate hikes pinchSince May 2022, the RBI has raised its benchmark repo rate by 250 basis points (100bps = 1 percentage point) to 6. 5% — which banks have pa...
20 Apr, 2023, 11.59 AM IST
Collection efficiency of NBFCs retail pool down by 10-35 pc in May vs March: IcraThe agency said a significant rebound in overall collections in the second quarter remains important to arrest the rising delinquencies as ...
02 Jul, 2021, 03.51 PM IST
Can HDFC Bank become a corporate play?HDFC Bank’s total loan book stood at Rs 819,401 crore as of March 2019.
25 Apr, 2019, 08.27 AM IST
America’s debt is surging, and some of the riskiest borrowers are struggling to pay backSubprime auto lending has attracted specialty lenders, such as Santander Consumer USA.
17 Nov, 2017, 09.36 AM IST