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DEBIT CARD USAGE
Banks are cutting credit card perks quietly; Learn how to get more value from your walletMany banks have recently reduced credit card rewards, cashback limits, and perks, prompting cardholders to reassess their spending strategi...
Can you use UPI abroad? Here’s what Indian travellers must know about charges, limits and security risksIndian travellers are increasingly using UPI abroad for convenient payments, but understanding its limitations and risks is crucial. While ...
New PAN norms 2026: Where quoting is relaxed and where it’s now mandatoryNew Income Tax Rules, 2026 have relaxed PAN quoting for several transactions, including cash deposits and debit card applications. However,...
Born out of microfinance, Bandhan Bank now bets big on AI and digital bankingAs Bandhan Bank accelerates its transition from a microfinance-led institution into a universal bank, Executive Director & COO Ratan Kumar ...
Credit card transactions jump 2.6 times in four years: RBI reportCredit card transactions in India saw a significant jump between 2021 and 2025. Private banks expanded their dominance in this segment. Deb...
Crypto card spending surges to $600 million monthly: How are crypto cards becoming one of 2026’s fastest-growing payment trends?Crypto card spending growth 2026: Crypto cards are experiencing a surge in popularity, with monthly transaction volumes reaching approximat...
NRI but using resident savings account? Here’s what you must know about NRE, NRO, and FEMA rulesNRIs must update their Indian bank accounts to NRE or NRO status to comply with FEMA regulations. Failing to do so can result in significan...
RBI overhauls prepaid cards & wallets rules: Rs 2 lakh monthly debit limit, usage, restrictions, new safeguard and moreThe RBI has revised Prepaid Payment Instrument (PPI) rules, introducing new monthly debit limits for full-KYC PPIs at Rs 2,00,000, with a R...
From swipe to strategy: Your credit card now decides what you buyConsumers now meticulously compare credit card offers before making purchases, turning transactions into value calculations. Credit cards a...
US small businesses pull back on investment: Only 16% plan CapEx in March, lowest since 2009US small businesses are becoming careful with money and reducing new investments. Many are facing rising costs, hiring issues, and uncertai...
UPI surge pushes debit cards to the sidelines, now used mainly for cash withdrawalsUPI is now the dominant payment method in India, surpassing debit cards. Debit card usage at stores has fallen significantly. UPI's ease of...
How to enable, activate international transactions on your debit cardIt is wise to get an international debit card to make foreign transactions simple and secure. Further, even at home, if you make online tra...
India to have 1 billion debit cards soon, from just 84 million 10 years agoIn August, debit cards were used for 1.16 billion transactions worth Rs 3.24 trillion, compared to 579 million transactions worth Rs 1.6 bi...
After DeMo, debit card spend more than doubles, tops creditThe change is largely driven by small PSU Banks like Oriental Bank of Commerce and Punjab & Sind Bank, where usage of cards has gone up nea...
Leading private banks waive debit cards charges for merchantsBanking major SBI had already waived MDR on RuPay debit cards last week, while ICICI Bank had waived it yesterday.
- Credit card usage 30 times of debit card payments in a year
Indians use a credit card for an average payment amount of about Rs 55,000 in a year -- which is nearly 30 times the money spent through de...
Bolder measures needed to boost debit card usage and electronic transactionsA major hurdle to shifting from cash to electronic transactions on a mass scale is constituted by high charges on debit-card usage.