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CREDITWORTHINESS IMPROVEMENT
ITR filing 2026: 5 benefits of filing income tax return besides paying taxesFiling your Income Tax Return is more than just a tax duty. It acts as a vital financial record. It helps in getting loans approved. You ca...
Street vendors earn more, go digital under PM-SVANidhiThe PM-SVANidhi scheme has significantly boosted street vendor incomes by 20%. Digital transactions by vendors have nearly doubled, reachin...
Born out of microfinance, Bandhan Bank now bets big on AI and digital bankingAs Bandhan Bank accelerates its transition from a microfinance-led institution into a universal bank, Executive Director & COO Ratan Kumar ...
India’s cities need Rs 80 lakh crore investment to support urban growth: ReportIndia requires Rs 80 lakh crore for urban infrastructure by 2037. Cities will contribute significantly to the nation's GDP. A new Rs 1 lakh...
Explore this practical guide to smarter home financingSecuring a home loan requires careful financial planning. Understanding eligibility criteria, using an EMI calculator, and checking your cr...
Instant househelp orders jump; Agnikul eyes new fundingHappy Monday! Instant house help startups collectively reached three million monthly bookings in April. This and more in today's ETtech Mor...
Banking panel to tackle PSUs' balance sheet constraints, boost capital use: DFS Secretary M NagarajuA new committee will examine public sector banks' capital needs. India aims to boost its corporate bond market, allowing more companies acc...
Oolka raises $14 million led by AccelBengaluru's Oolka, a fintech startup, secured $14 million led by Accel, with Lightspeed and Z47 also participating. The funds will bolster ...
Tax on destination wedding outside India: Will income tax apply on gifts in form of cash, property, gold jewellery? Know the rulesWhether it is cash, gold, car, or even a property, if gifted to the bride or the groom on their wedding, no tax would be levied on the gift...
Fintechs leverage AI to boost creditworthiness and reduce rejectionsFintech startups are leveraging AI to help borrowers improve their creditworthiness and reduce loan application rejections. Companies like ...
Can AI fix your credit score? Krutrim shuts down assistant KrutiHappy Thursday! Fintechs are building AI solutions to help boost the creditworthiness of borrowers. This and more in today’s ETtech Morning...
The hidden architecture of debt: How companies can make their debt obligations disappearInvestors often read balance sheets, earnings reports, and ratios as if they show the full picture. But even when the numbers are technical...
India’s ‘thin-file’ SMEs need smarter risk models, not more paperwork: Rubix Data Sciences’ Mohan RamaswamyAlternative data and benchmarking are helping lenders assess companies with limited disclosures, says Mohan Ramaswamy, Founder and CEO, Rub...
Banks told to use Grameen Credit Score to assess rural borrowersBanks are being urged to adopt the Grameen Credit Score for rural borrowers. This move aims to boost access to formal credit for farmers an...
Everything you need to know about CIBIL Score for a housing loanYour CIBIL score significantly impacts housing loan eligibility and interest rates. Lenders prefer scores of 750+ to signify creditworthine...
Rating companies report sharpest rise in upgrades, improvement in creditworthinessThe credit ratio, or upgrades over downgrades, has seen a steady rise since the first quarter of last year. The gauge was at 0.36 in April-...
How to go about improving your credit score in order to better your credit-worthinessHow to go about improving your credit score in order to better your credit-worthiness
Why being GST-compliant can actually increase your creditworthinessEven though creditworthiness of an individual loan applicant is one of the prime factors gauged by lenders, India has a long way to go when...
Lendingkart & Lenddo to grow financial inclusion in IndiaAhmedabad-based startup, LendingKart joins hands with Singapore-based startup Lenddo and will use social media to evaluate borrower creditw...
- S&P report card says European banking recovery is stalling
'We believe that the further recovery of the industry will hinge on restoring order to the sovereign debt market'