Note to lenders: Anyone who can code well can be a bankerFinance is getting impatient in the digital age. Indians now pay and receive Rs 7.7 lakh core a month via apps running over a shared public...
Rainshine Global in talks to raise $150 million for new fintech venturesRainshine Global will create new subsidiaries to launch four new fintech ventures for the media and entertainment industry, These will be l...
Why is India still lagging behind in ease of doing business?Scores of compliances, land and labour challenges and tedious bureaucratic processes doesn’t quite tantamount to efficiency for businesses ...
RBI’s move to restructure MSME loans step in the right direction, but does not go far enoughThe heart of the matter is not liquidity but demand revival as that is what will translate to normalcy eventually.
Pass the coronavirus test? How banks and NBFCs can survive, and then thrive, in the post Covid-19 worldCOVID-19 is upending the banking sector while simultaneously forcing it to transform radically.
Are Indian fintechs chasing the same set of borrowers? Experts answerTalking about the lending sector, Ashwini Anand, Founder, Monsoon CreditTech, believed that the Indian lending market was worth about $300 ...
Monsoon CreditTech becomes part of Mastercard's Start Path program, secures new fundingMonsoon has been able to convince its clients on what it has to offer and this gets validated when clients become investors.
In the race for AI supremacy, has India missed the bus?Perceptions related to AI in the country have also played their part in slowing progress.
With system-wide NPAs worse than Pakistan & Botswana, the Indian banking sector is in a messThe very nature of the banking system is changing rapidly and how banks face a choice i.e.- adapt or die!
Leveraging Tech: How Facebook, SMS and GPS can determine if you are a reliable loan applicantSmall businesses or SMEs suffer from what is called as a 'thin-file' where the information available is not enough to come up with a lendin...
Startups: The latest story of India's new economy and its key playersIndia's startup domain is beginning to moult. Risks are better understood, founders focus on unit economics. The men are finally being sepa...
Making a Facebook post? Monsoon CreditTech can determine your credit rating from itWhen we talk of alternative data, it includes pretty much your entire digital footprint. "For typical retail loans we are looking at indivi...
#3YearsOfModiSarkar: How government policy is transforming India's credit & MSME landscapeAn unlikely convergence of a series of seemingly unrelated policy initiatives promises to fuel a sustained credit boom, thus transforming t...
Artificial Intelligence revolution in lending: Hype or reality?Artificial Intelligence also brings with it, the ability to capture and exploit patterns that are unique to the loan portfolios of differen...