Searched for
CREDIT UTILISATION RATIO
RBI MPC Meeting 2026: Will FD interest rates increase as RBI holds repo rate?Despite the RBI keeping the repo rate unchanged, several factors suggest banks may increase fixed deposit rates soon. Rising inflation, a h...
Wipro buyback alert! Last date to buy shares to participate in Rs 15,000 crore share buybackInvestors must purchase Wipro shares by today, June 4th, to be eligible for the company's Rs 15,000 crore share buyback, as Friday, June 5t...
Trent bonus issue alert! Last date to buy shares for 1:2 bonus reward. Do you own?Trent, the parent of Zudio and Westside, has announced its first bonus share issue. The record date is June 4, meaning today is the final c...
Banks are cutting credit card perks quietly; Learn how to get more value from your walletMany banks have recently reduced credit card rewards, cashback limits, and perks, prompting cardholders to reassess their spending strategi...
Domestic cyclicals remain best bet in India, says Anish Tawakley amid global volatilityDespite global headwinds, India's economy is robust, with picking demand and spare capacity, according to DSP Mutual Fund's Anish Tawakley....
Secular, cyclical or war-dependent: A ratio to tell you what kind of growth you are buying. 6 stocks with upside potential of up to 29%Some valuation ratios are used because they are easy. The PE ratio is one of them. It is simple, familiar, and convenient. Not only for the...
Stopped swiping your credit card? Here's the silent damage it's doing to your CIBIL score
India's commercial vehicle volumes to hit 12.4 lakh units in FY27 surpassing previous peak: CrisilIndia's commercial vehicle sector is set for a record year in fiscal 2027, reaching 12.4 lakh units. Growth is expected to settle at 5-6 pe...
Banks should shift exposures from vulnerable MSMEs, lay-off-exposed retail borrowers: EYBanks must act on early risk signals amid the West Asia war. EY suggests shifting exposure from vulnerable small businesses and retail borr...
Sharing a credit card? How add-on cards work, who pays & what to watch out forAn add-on credit card is issued against an existing primary credit card account. The primary cardholder remains the account owner and the s...
Using over 30% of your credit card limit? Here’s why it’s hurting your score and how to fix it
Is your credit card application getting denied? Know the reasonsIf your credit card application has been denied, it’s important to fix the possible reasons, such as a low credit score, low income, limite...
5 factors affecting credit scoreThere are various factors that impact an individual's credit score. Here are the five most common among them.
Why you need 2-3 credit cardsYou can derive a lot of benefits and lower your costs by smartly using multiple credit cards.
Seven things that can impact your credit scoreCredit score has a direct impact on your financial life. Higher credit score suggests lower risk of default and vice versa. These 7 factors...
Is a higher credit limit good for you?Credit bureaus take the credit utilisation ratio into account to calculate an individual’s credit score, to be used by banks to determine o...
Top of your mind: Should you increase your credit limit on credit card?Credit bureaus take the credit utilisation ratio into account: higher the ratio, lower the score.