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CREDIT PROFILE
₹5 lakh credit card limit but you only use ₹70k? Can unused credit help your CIBIL scoreLearn about the crucial impact of your credit card utilization ratio on your CIBIL score and recognize what a balanced ratio looks like. Un...
Prosus steps up India fintech bets with Kiwi, Oolka funding talksProsus has held exploratory talks to invest in Kiwi, which offers bank-issued RuPay credit cards and credit lines for Unified Payments Inte...
Banks vs NBFCs: Which stocks could benefit as RBI eyes rate hike for first time in 3 years?The RBI’s expected first rate hike in three years could have a mixed impact on banks and NBFCs. While higher funding costs may pressure NBF...
Khalifa OTT release date out: Prithviraj Sukumaran’s film to stream on six platforms. When and where to watchKhalifa: The Ruler, starring Prithviraj Sukumaran, is en route to an OTT release on October 9, available on 6 platforms such as Prime Video...
NBFCs account for nearly half of small loans while delinquencies stay lowNon-banking finance companies accounted for nearly half of new-to-credit loans below Rs 2 lakh as of June 2026. Their retail delinquency ra...
Nifty’s ailing warhorse HDFC Bank gets an all-rounder CEO. Can Anup Bagchi make the elephant dance?Anup Bagchi takes charge as HDFC Bank’s new CEO at a critical juncture, with the lender seeking to revive deposit and loan growth, improve ...
NRI child sending money to parents in India: Why a tax-free gift can still trigger an income-tax noticeParents receiving money from their NRI children in India may enjoy tax exemptions on gifts, but large transactions can attract scrutiny fro...
US Market: AI credit surge tests lenders as future revenues remain uncertainAI-related borrowing has surged substantially in low-rated U.S. firms this year, prompting investor scrutiny of financial assumptions. Lend...
Bigger loans lift digital lenders’ books 28% as outstanding accounts declineDigital lenders in India experienced a notable 28% increase in their personal-loan portfolios over the past year. The number of outstanding...
- Rating upgrades moderate in H1 as India Inc faces multiple headwinds
Rating upgrades moderated in the first half of the financial year as companies faced headwinds from the West Asia conflict, rising crude pr...
Check gate before the horse boltsIndia is facing challenges in managing foreign remittances, particularly concerning fraudulent transactions and proper certification. A pro...
Corporate credit profile remains strong in H1FY27 despite West Asia conflict: Ind RaIndian companies' credit profiles showed resilience during the first half of fiscal year 2026-27. Despite the energy shock from the West As...
Tata Sons shake-up could hit Tata Group credit ratings, S&P warnsS&P Global Ratings has indicated that upcoming changes within the Tata Group may affect credit quality. The agency pointed out that leaders...
Change in Tata structure could affect rating, says S&PThe leadership transition or changes in the group structure or stakeholder priorities may raise questions around the continuity of the grou...
Tata Sons listing, leadership transition may reshape group's long-term financial strategy: S&PS&P Global said a potential Tata Sons leadership transition or listing would not immediately affect group company ratings, with financial p...
India may need over Rs 4 lakh crore investment in energy storage by FY32: ReportIndia's transition to renewable energy is expected to demand significant investments in energy storage solutions. By FY32, approximately Rs...
Taking a gold loan? Key costs, repayment rules, and risks to check before pledging jewelleryCheap, quick and no credit check needed, yet your jewellery could be at risk.