Searched for
CREDIT DISCIPLINE IN MICROFINANCE
Microfinance NPAs may edge up in FY27 as write-off practices normalise: CareEdgeForecasts for FY27 suggest a modest rise in bad loans for microfinance institutions, a development stemming from the adjustments following ...- RBI’s Swaminathan warns banks on rising risks beyond balance sheetsIndian banks face a new era of resilience. RBI Deputy Governor Swaminathan J highlighted the need to manage complex uncertainties from geop...
- For both the compulsive trader and careful investor: 25 stocks to watch if risk appetite returns; some with upside potential, some notIf the price of crude oil softens, Indian equities may again see a risk-on phase. Tariff concerns are no longer the central issue; the larg...
- Born out of microfinance, Bandhan Bank now bets big on AI and digital bankingAs Bandhan Bank accelerates its transition from a microfinance-led institution into a universal bank, Executive Director & COO Ratan Kumar ...
- Over-leveraged borrowers put Rs 15,800 crore microfinance portfolio at riskMicrofinance has become a double-edged sword, with substantial debt levels amassing to about ₹15,800 crore among borrowers juggling multipl...
- Bandhan Bank targets 15% credit growth and ROA of 1.5% in FY27 as asset quality improvesBandhan Bank is showing signs of recovery, with its Managing Director and CEO highlighting a repaired balance sheet and cautious optimism f...
- IndusInd Bank back in black for Q4 with Rs 594 cr profit; provisions, slippages fallIn a remarkable financial turnaround, IndusInd Bank reported a net profit of ₹594 crore for the quarter ending March 2026. This surge was l...
- PM Mudra Yojana has redefined access to credit by empowering millions: ModiPrime Minister Narendra Modi highlighted the PM Mudra Yojana's impact. The scheme has empowered millions by providing collateral-free credi...
- Microfinance sector back on track with higher-value loansThe microfinance market saw growth in February. The total loan book reached Rs 3.29 lakh cr. Loan disbursements increased. Portfolio qualit...
- Svatantra Microfin acquires Chaitanya India Fin; becomes 2nd largest NBFC-MFISvatantra Microfin has successfully merged with Chaitanya India Fin Credit and Svatantra Holding, solidifying its position as India's secon...
- Microfinance lenders now give bigger loans to existing borrowersIndia's microfinance sector is seeing a significant shift. Lenders are now offering larger loans to existing customers with good repayment ...
- At bottom of the pyramid, 21 million small borrowers have dropped outTwenty-one million small borrowers exited formal finance. Lenders stopped new loans to those with overdue payments after a microfinance cri...
- RBI's microfinance move: Tightening the reins while easing the credit squeezeRBI has relaxed risk weights in banks' microfinance lending, indicating confidence in the effectiveness of earlier restrictions. With non-p...
- Budget impact: Grameen Credit Score likely to restore credit discipline in microfinance, say expertsMicrofinance leaders anticipate the implementation of a new Grameen credit score framework to restore lending discipline following a declin...
- Assam government to spend Rs 7,200 crore in Microfinance loan waiverAssam chief minister said that the Assam government in its first cabinet meeting formed a committee under the chairmanship of Housing and U...
- MFIN signs MOU between Assam government and 37 microfinance lendersAMFIRS is aimed at providing financial relief from the Government to the microfinance borrowers in Assam to help them continue maintaining ...
- Diligent borrowers need to be kept away from credit flow-slowing loan waiver politics"Blanket loan waiver does not serve any purpose at the end of the day. Whenever governments announced such a move, it's the credit flow whi...
- MFIs reporting loan data daily to prevent defaultMFIs are moving to daily reporting of loan data to credit information cos to prevent defaults.
- Microfinance industry clocks over 50% growth in Q2Of the total, Non-Banking Finance Company-Microfinance Institutions accounted for significant chunk.
- Inclusive credit historiesOne key part of sorting out the problems that afflict the microfinance industry is creating a database of borrowers.
Load More
