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CREDIT CARD LOST LIABILITY
Credit card lost, and someone used it; who will cover the lost money - you or the bank?What if a transaction takes place after you lose your card, and you don’t block it before that? Who has the liability then - you or the ban...- 'No fraud' enabled through card tokenisation on mobile devices: PhonePe founder Rahul ChariPhonePe's Rahul Chari dismissed card tokenization security concerns, stating no fraud is enabled. The company launched three new payment so...
- India's retail credit market shifts to rural, GenZ borrowers via digital platformsYounger consumers and rural households are driving India's retail credit market growth. These aspirational borrowers now account for most n...
- What Is the Best Way to Pay for an International Trip and Does My Credit Card Include Airport Lounge Access?
- Need money urgently? Here's how to choose the right funding option.
- GFF 2026: BharatPe launches agentic AI assistant for merchants, connects to over 60 live systemsBharatPe has launched an agentic AI assistant for merchants, which can perform actions across many live systems. This new assistant underst...
- Can Manipal Payment and Identity Solutions IPO deliver long-term growth for high-risk investors?Manipal Payment and Identity Solutions plans a ₹320 crore fresh issue for capacity expansion. The company's promoter stake will decrease to...
- Bank OTPs were sent to duplicate SIM card instead of real one, audit company loses Rs 79 lakh; Bank of India ordered to pay Rs 1.5 croreAn IT Act adjudicating authority has ordered Bank of India to pay Rs 64.44 lakh, which works out to nearly Rs 1.5 crore with 12% annual int...
- True Balance scores 100% of loan applications with AI, looks beyond credit bureaus to curb defaultsTrue Balance now uses AI for loan applications, retaining human review for some cases. This approach helps assess borrowers with limited cr...
- Zero-fee travel credit card: Unlimited airport lounge access, 10% rewards on UPI transactions – Is this new co-branded card for you?How about a card that not only offers airport privileges but also earns rewards on every eligible spend and UPI transaction, with zero fore...
- Thinking of guaranteeing a loan? Think again; here’s how your credit score could suffer if the borrower defaultsBecoming a loan guarantor creates significant financial and credit obligations for individuals. The guaranteed loan appears on your credit ...
- Scapia eyes lending push, widens bank partnershipsIn an exciting development for the travel fintech sector, Scapia is set to roll out a new lending offering within the next few months. The ...
- REITs and InvITs: Despite tax-free dividends, non-resident investors may need to file ITR to claim a refund of TDSThe Taxation and Other Laws (Amendment) Act, 2026 addresses existing dividend tax discrepancies for unitholders by granting unconditional e...
- Make growth piggyback on savingsHousehold savings are increasingly held in financial assets, not physical ones. This shift creates a significant mismatch for long-term inv...
- 'Revolver' misfire hits credit card issuers: India's credit card boom sees lower bank profitsCredit card profits are shrinking for Indian banks as spending rises. Customers now use cards more for payments than borrowing, reducing in...
- US Green Card: USCIS can now check sponsor’s credit information; what changes for applicantsUSCIS has updated Form I-864, the Affidavit of Support, effective August 31. The revised form includes a privacy release for credit informa...
- Unlimited airport lounge access for 1 year: Paisabazaar launches limited-period PB Pass offerAll consumers who take a new credit card through the Paisabazaar platform during the offer period (until the end of September) would be eli...
- UPI’s market share expands more at debit, credit cards’ expenseUPI now dominates India's digital merchant payments, capturing a significant market share. Credit and debit cards are steadily losing their...
- Man wanted to buy iPhone from neighbour's credit card, who refused. Bengaluru CA explains why the request raised a red flagA Reddit user refused when his neighbour asked him to let his cousin buy an iPhone using his credit card on a 12-month EMI. Bengaluru CA Me...
- Wave of mass market credit cards erodes foreign majors’ baseStandard Chartered and DBS Bank India recorded the sharpest contractions. The former's card base fell 28% to 581,000, a fall of 227,000 car...
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