How secured loans can open new doors to credit-based growth for MSMEsSecured loans offer MSMEs a pathway into the formal credit system, eliminating the need for years of audited financials or a long operation...
21 Apr, 2026, 11.15 AM IST
A loan you never took; How PAN fraud is wrecking credit scores in India and what you should do to protect yourselfIndians are facing a new threat: PAN-based loan fraud. Criminals are using stolen PAN details to take out loans without consent. This is da...
17 Apr, 2026, 12.00 PM IST
Real-time checks to improve discipline in credit cycleLenders will now report to credit bureaus weekly, a shift from fortnightly, enhancing real-time borrower risk assessment. This move is expe...
01 Apr, 2026, 11.01 AM IST
Wells Fargo agrees to $56.85 million settlement — check if you qualify for a payoutWells Fargo will pay $56.85 million to settle a class-action lawsuit alleging credit score harm due to misreported COVID-19 mortgage forbea...
19 Feb, 2026, 05.48 PM IST
How to improve credit score to get quicker loan approvals, lower interest ratesIn India, major credit bureaus, such as CIBIL, Equifax, Experian and CRIF High Mark, provide credit scores. A healthy credit score can lead...
28 Jul, 2025, 06.30 AM IST
Now it will be difficult to take multiple personal loans due to new RBI normsThe RBI now requires lenders to update their credit records every 15 days instead of monthly, making it harder for borrowers to take multip...
03 Jan, 2025, 03.39 PM IST
Junk email, spam: Simple step to keep your mailboxes freeJunk emails, and spam often fill mailboxes of email users. There are ways to stop these Junk emails, and spam.
05 Jan, 2024, 01.21 AM IST
What is a good credit score and how you can maintain itA credit score is a three-digit number that represents the creditworthiness of an individual. It typically ranges between 300 and 900, 900 ...
26 Oct, 2021, 10.14 AM IST
HDFC Bank delayed reports of repayment status of millions of borrowers: Experian to RBIOne of India’s biggest credit bureaus, Experian Plc told the Reserve Bank of India in July that HDFC Bank has been late in providing detail...
06 Aug, 2020, 12.28 PM IST
How RBI is using Big Data to track your moneyThe central bank is currently drafting a PCR Act with the Ministry of Corporate Affairs.
23 Dec, 2019, 03.00 PM IST
Most Indians not aware of credit score: Here's what you need to knowCredit score is essential and defines the interest rate you pay. Still a large majority of consumers are unaware of their scores.
07 Nov, 2016, 06.30 AM IST
Only 15% population in metro aware of credit scores: SuveryAmong the polled cities, Delhi and Bengaluru have better awareness with 25 per cent respondents being aware that a good credit score will h...
17 Oct, 2016, 10.37 AM IST
Now get a free credit report every year from your credit bureau"All CICs shall put in place necessary systems to provide access to the above described free full credit report (FFCR) once, at any time, d...
02 Sep, 2016, 10.31 AM IST
Credit information companies to issue 1 credit report a year per customerThe regulator observed that in many instances, charges for merchants were bundled and a composite fee was levied on merchants irrespective ...
02 Sep, 2016, 07.43 AM IST
Wrong credit report haunting your loan application? Here's how you get it correctedErrors in credit reports may lead to situations where your credit score takes a hit, and your loan and credit card applications are rejecte...
29 Jul, 2016, 08.32 PM IST
Equifax India launches a new product for multiple data collectionThe solution is custom-created for the India marketplace and serves as router that connects the lender’s loan processing systems directly w...
27 Feb, 2014, 03.42 PM IST
Most people lack awareness about creditworthiness: SurveyMost borrowers are unaware about the fallout of defaulting on loan payments and presence of systems to rate their creditworthiness, says a ...
23 Sep, 2013, 06.37 PM IST