eCommerce fraud goes 'Jamtara-style', powered by device farming: ReportIndian online shopping faces a new threat. Organised groups are using device farms to commit large-scale eCommerce fraud. These networks ex...
29 Apr, 2026, 02.55 PM IST
Liquidity unlocked, access denied: With rating rules, how TReDS leaves most MSMEs behindDespite the government’s TReDS push, experts say the RBI’s move to ease onboarding lacks clarity as credit ratings continue to be a key bot...
15 Apr, 2026, 10.45 AM IST
CAFE-3 draft eases emission norms, nudges automakers toward EV and hybrid shiftNew emission rules for vehicles will be implemented in 2027. The Bureau of Energy Efficiency has eased some targets for smaller cars. Manuf...
11 Apr, 2026, 06.46 AM IST
Rising fuel costs put brakes on CV financing momentumRising fuel costs due to the Iran war are pressuring bank loans for commercial vehicles in India. Fleet operators face higher expenses, lea...
01 Apr, 2026, 12.04 AM IST
SBI to hire fintechs & start-ups for digital solutionsAs per the bid document, those selected for income verification and analysis will need to extract data from the bank statement, analyse the...
18 Nov, 2023, 10.30 AM IST
Women less risky to lend than men: ReportA study on new-to-credit (NTC) borrowers shows that the highest proportion of women borrowers has availed of agricultural loans and consume...
05 Mar, 2023, 08.41 PM IST
Public sector bank disbursed most loans to MSMEs: ReportOf the total loan applications received under the ECLGS scheme, the share of public sector banks is about 47%. While that of private sector...
09 Dec, 2021, 07.32 PM IST
Lenders are seeing retail loan demand revival as lockdowns easeAlthough not back to the pre-COVID-19 levels seen in January and February 2020, inquiry volumes have started to recover from their troughs ...
22 Sep, 2020, 05.49 PM IST
Home loan asset quality to be better than personal loans: Report"Asset quality will likely be impacted most for personal loans and credit cards with home loans and auto loans experiencing less of a shift...
11 Jun, 2020, 08.36 PM IST
RBI rider on credit bureau data access has fintech in a quandaryStartups fear directive may stop them from accessing all bureau data, hitting them badly.
23 Sep, 2019, 08.13 AM IST
Alternative data can gauge creditworthiness, if law permitsData privacy law awaited to determine scores using sources such as mobile phone and e-wallet usage
06 Apr, 2019, 08.53 AM IST
Banks can check 3-year history of borrowersA next-gen algorithm enables banks to scour customer transactions to figure out which customers are under distress, and who are improving.
01 Jun, 2017, 12.36 PM IST
Credit scores to help MSMEs tap bank fundsKeeping the credit score of MSMEs will help banks keep defaults at a minimum.
18 Apr, 2017, 11.47 AM IST
CIBIL may soon give one free credit report a yearResearch data based on CIBIL's data analysis indicates that 79% of loans and credit cards were approved for individuals who had a credit sc...
18 Jul, 2016, 03.55 PM IST
India's loan-seekers growing younger: CIBIL studyKolkata had the highest percentage of borrowers (25%) over 45 years of age, with only 49% borrowers in the city falling in the under-35 cat...
25 May, 2013, 06.32 PM IST
Credit penetration in the country growing: CIBILCredit penetration in India has deepened considerably in the last seven years, with the share of first-time borrowers growing from 32% in 2...
19 Apr, 2013, 07.02 PM IST
- Lack of credit monitoring hits card repayments
Lack of proper credit monitoring, coupled with exponential growth in card issuances, has caused increase in late repayments. Guarding credi...
21 Aug, 2008, 01.55 PM IST