The Reserve Bank of India is set to transfer its highest-ever dividend to the central government. This substantial payout will offer the Ce...

Indian Bank announced a 5% increase in net profit for the fourth quarter. The bank saw its operating profit rise and its gross and net non-...

The Reserve Bank of India's new Expected Credit Loss framework presents a recurring drag on bank profitability, not a one-time capital hit....

Brokerages remain bullish on ICICI Bank after a strong quarter, citing stable margins, healthy loan growth and improving asset quality. Mot...

ECL is a forward-looking accounting standard that requires banks to make provisions on expected losses based on past asset quality, instead...

IndusInd Bank addressed financial discrepancies in the March quarter. The bank used its contingency buffer to manage the impact. Accounting...

The relevant committee had recommended risk provisioning under the Contingent Risk Buffer (CRB) be maintained within a range of 6.5-5.5% of...

On Sunday evening, IndusInd confirmed it would fully absorb the derivatives-related loss this quarter, following the conclusion of a board-...

The central bank is currently reviewing its economic capital framework, last updated in 2019, which determines risk provisions and surplus ...

The Reserve Bank of India is conducting an internal review of its economic capital framework as part of a periodic assessment mandated ever...

IndusInd Bank Q3 result preview: IndusInd Bank is expected to report healthy growth in net interest income for Q3, driven by solid loan gro...

Even as most banks have strengthened capital buffers post Covid-19, expected credit loss (ECL)-based norms could release existing provision...

On Monday evening, the Reserve Bank of India released the paper proposing a shift away from the current method - where loan loss provisions...

In general, there are hopes that the true picture of banks’ asset quality in Q1FY21 will be masked by the loan moratorium as this will rein...

On the cost front, the bank has been agile about consistently bringing down cost to assets by more than 40 bps and it still has a further b...

According to the brokerage, strong pre-provision operating profit (PPoP) margin at 16% and higher contingency buffer would ensure Spandana ...

Standard assets comprise those loans on which interest has been regularly by the borrowers and the possibility of default is remote.