State Bank of India has decided to keep its key lending rates unchanged for May 2025, following a 0.25% rate cut in April 2025. This decisi...

Missing a loan payment, even for one day, can harm your credit score. This can lead to higher interest rates on future loans. Banks may als...

The share of prime-rated individual borrowers in India has increased, indicating an improvement in credit culture, according to TransUnion ...

CIBIL score: A doctor had AMEX credit card issued by a bank with credit limit of Rs 3.25 lakh. However his bank reported him as a defaulter...

Many social media users are reporting sudden credit score dips. Erroneous transactions, lender misreporting, and late credit card or BNPL p...

Unsecured loans, though small in size, can pose a risk to the financial system if their expansion goes unchecked. The RBI observed an unusu...

Here are the top 5banks and their home loan interest rates. Make sure to check your eligibility before applying.

Since May 2022, the RBI has raised its benchmark repo rate by 250 basis points (100bps = 1 percentage point) to 6. 5% — which banks have pa...

A strong financial profile usually has very good chances of getting a personal loan at a more favourable rate of interest. Non-banks such a...

According to a report by TU Cibil, default rates will move up most in personal loans and credit cards, while home loans and auto loans will...

"Asset quality will likely be impacted most for personal loans and credit cards with home loans and auto loans experiencing less of a shift...

The lenders will prefer the low-risk home loans segment for their retail credit growth, but demand for such credit is set to decline the mo...

While linking interest rates to an external benchmark, the Reserve Bank of India has allowed the banks to charge credit risk premium as a p...

Bank of Baroda, Union Bank, Syndicate Bank roll out differential rates based on Cibil scores

According to a TransUnion (TU) Cibil report, total outstanding retail advances as of March 2018 increased 25% from March 2017.

The rise in outstanding may not yet be a sign of any build-up of stress in the system, but an indicator of increasing use of plastic.

There has been a dramatic drop in credit card defaults in the last one year, according to data compiled by the Credit Information Bureau of...