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BUILDING CREDIT HISTORY EDUCATION LOAN
PhonePe's Sameer Nigam unveils vision for next decade of financial inclusion at GFF 2026PhonePe has shared its ambitious ten-year strategy aimed at transforming India's digital landscape and promoting financial inclusion. By el...
India's retail credit market shifts to rural, GenZ borrowers via digital platformsYounger consumers and rural households are driving India's retail credit market growth. These aspirational borrowers now account for most n...
Chicago planted a 20,300-square-foot green roof on City Hall; EPA says its surface can be about 100°F cooler than nearby conventional roofs and saves nearly $5,000 in energy each yearChicago's City Hall green roof demonstrates substantial cooling and energy savings. This innovative rooftop garden reduces surface temperat...
AI can speed business loans, but underwriters stay in charge: HyperVerge's Kedar KulkarniHyperVerge launched AI underwriting agents to speed business loan processing. These agents extract data from financial documents and assist...
GFF 2026: India should build fintech for the world, target $60-80 billion financial services exports, says Commerce Secretary Rajesh AgarwalIndia aims to export digital financial services leveraging its fintech expertise. This expansion moves beyond traditional IT and profession...
Need money urgently? Here's how to choose the right funding option.
GFF 2026: BharatPe launches agentic AI assistant for merchants, connects to over 60 live systemsBharatPe has launched an agentic AI assistant for merchants, which can perform actions across many live systems. This new assistant underst...
True Balance scores 100% of loan applications with AI, looks beyond credit bureaus to curb defaultsTrue Balance now uses AI for loan applications, retaining human review for some cases. This approach helps assess borrowers with limited cr...
Gold loans, consumer durables drive NBFC credit growth to 14.9% in JulyNon-banking financial companies saw 14.9 percent credit expansion by July end. This growth accelerated from last year's 10.6 percent expans...
When Nithin Kamath met Karthik Rangappa: The journey from international investor account sales pitch to heading VarsityZerodha co-founder Nithin Kamath credited Karthik Rangappa as central to building Zerodha Varsity, the brokerage’s free financial education...
Gold lending industry to witness nearly 28% CAGR over FY26-28E: Motilal Oswal ReportIndia's gold lending industry is projected to witness approximately 28 per cent compound annual growth rate (CAGR) over FY26-28E, driven by...
In 1979, Rahul Mehta’s parents sold their gold and silver to fund his first semester in America; decades later, he helped establish eight schools across six IITsRahul Mehta, after selling four companies, now invests in India's intellectual capital. His foundation supports academic programs at IITs, ...
Thinking of guaranteeing a loan? Think again; here’s how your credit score could suffer if the borrower defaultsBecoming a loan guarantor creates significant financial and credit obligations for individuals. The guaranteed loan appears on your credit ...
US private credit portfolios show signs of stabilisation in second quarterIn the second quarter of 2026, US private credit portfolios experienced a notable trend of stabilization, despite lenders continuing to mar...
Guest and temporary teachers: How to build financial security with job uncertaintyThough the integration of temporary faculty reduces the teaching burden for the university’s permanent staff, the former often get the shor...
Banks look to push prudent borrowing for small loan-takersBanks and credit firms will launch a responsible borrowing campaign to curb bad loans. This initiative aims to promote financial discipline...
Rising multiple vehicle loans, bigger ticket sizes raise risk for lendersVehicle buyers are increasingly taking multiple loans, while the average amount borrowed is also rising, raising potential credit risks for...