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Sebi plans buyback via SEs again, easier MF borrowing rulesSebi is set to overhaul buyback rules, potentially reintroducing stock exchange routes and easing merchant banker requirements. Mutual fund...
China's subsidy edge poses biggest challenge to Make in IndiaAs Indian manufacturers navigate the challenging waters of global trade, they find themselves increasingly overshadowed by Chinese business...
'Domestic cos got lower subsidies than Chinese peers, on par with North America'Indian firms receive far less government support than Chinese companies. An OECD report highlights this disparity between 2005 and 2024. In...
Those willing to look beyond the fog of war: 5 large-caps from different sectors with upside potential of up to 28%The news mix could not be more confusing. On the one hand, the US House voted to halt Trump’s Iran war, and Israel and Lebanon again agreed...
Financial fixes and high-yield savings: Are you missing the easiest ways to save more and spend less?More than half of savers still earn under 3% interest, while many households lose around $200 yearly on unused subscriptions. These financi...
Unified Lending Interface is a good start. Now comes the hard partIndia's new Unified Lending Interface, ULI, promises to fix credit access. However, its true impact depends on fintech companies.
Oracle to complete 30,000 job cuts by June 15: What's the reason, which team is impacted the most and what Oracle workers could be giving up when they sign severance agreementsOracle layoffs 2026: Oracle is finalizing its largest workforce reduction, with approximately 30,000 employees departing by mid-June. Despi...
RBI declines pleas for more time, ECL to be effective from April 2027The Reserve Bank of India will implement a new Expected Credit Loss provisioning system from April 1, 2025. Banks must adopt this proactive...
Can AI fix your credit score? Krutrim shuts down assistant KrutiHappy Thursday! Fintechs are building AI solutions to help boost the creditworthiness of borrowers. This and more in today’s ETtech Morning...
RBI issues new guidelines for loan service providers to ensure transparency in multi-lender loan offersReserve Bank of India released new guidelines for loan service providers. These rules address loan deals involving multiple banks and NBFCs...
Lower yields help boost appeal of corporate bondsLower-rated entities have been tapping the bond market, as it provides lower cost of funds, versus the MCLR rates. The marginal cost of fun...
Banks weighing central database of fraud attemptsA senior bank executive said such a database will be on lines of the Central Fraud Registry (CFR) set up by the Reserve Bank and will have ...
NBFCs push for parity with banks, seek access to credit repository of large borrowersNon-bank lenders that are mandated to report the relevant credit information every quarter don’t have access to the data on their own custo...
View: India needs to raise government revenue to ensure equalisation and growthA coordinated effort across taxes and levels of government is necessary to eliminate the tax gap, make the tax system more effective, equit...
RBI, government working on law to create new database for borrowersThe database will, among other things, allow lenders to give more loans to those with limited credit histories.
Finance Ministry seeks access to big borrowers' database, RBI denies permissionIf RBI agrees to FinMin’s request, the government will get details of all loans taken by large borrowers across banks as well as their cred...
- Inclusive credit histories
One key part of sorting out the problems that afflict the microfinance industry is creating a database of borrowers.
- NHB, Cibil to set up central registry of mortgaged houses
Home loan frauds are expected to drop sharply with the National Housing Bank and Cibil joining hands to set up a central registry of mortga...
- Cibil's mortgage database to keep tabs on borrowers
Dodgy borrowers who fool banks by mortgaging the same property several times are in for trouble. A mortgage repository, that will serve as ...
- Now, age, salary, loans to decide your credit rating
The Credit Information Bureau of India (CIBIL) will evaluate age, salaries and existing loans to assign individual ratings from November.