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BENEFITS OF EPF INVESTMENTS
Can me and my wife claim LTCG tax exemption on gains from residential property sold in 2025?ET Wealth Reader's Query: In 2025, I sold a residential property, which was purchased in 2008 in the joint names of my wife and I. However,...
Will Rs 32 lakh EPF corpus withdrawal be tax-free? Are there better options than withdrawing?ET Wealth Reader's Query: I contributed to EPF until 2021 while working at an MNC. Since moving to a startup in 2022 that doesn’t offer PF,...
EPFO asks retired employee to return Rs 2.5 crore PF money over company's trust exemption lapse; he fights in HC and winsA retired employee received relief from the Telangana High Court. The Employees' Provident Fund Organisation had demanded Rs 2.5 crore PF m...
EPFO held on to Rs 10 lakh for 11 years: Patna HC orders it to refund the deposit with 6% interest for ‘unjust enrichment’The Patna High Court has ordered the EPFO to pay 6% annual interest on a Rs 10 lakh deposit, citing unjust enrichment. The court ruled that...
ET Alpha Wealth Summit: Rajeev Thakkar of PPFAS MF explains when to hold, when to exit, and why most investors get it wrongPPFAS CIO Rajiv Thakkar said successful investing depends more on patience than frequent trading. He advised avoiding unnecessary selling, ...
New income tax regime: Don’t miss out on these 3 key deductions that will reduce your taxable income & help save more taxMany taxpayers mistakenly believe the New Tax Regime offers no deductions. However, salaried employees and pensioners can claim a Rs 75,000...
NPS growth, performance, market-linked annuities; Sriram Iyer, CEO of HDFC Pension, talks about India’s changing retirement landscapeIndia's retirement planning is evolving with rising private sector NPS participation and evolving annuity products. While government contri...
Salary hike this appraisal season? New labour codes and tax rules may change your real take-home payAppraisal season this year saw companies begin aligning salary structures with new labour codes and updated income tax rules. While some fi...
Retiring with a large EPF corpus? Here’s how to allocate money across fixed income and mutual fundsRetirees with large EPF corpus need to balance safety with growth. Financial planners advise focusing on stable, tax-efficient income gener...
India Inc salary restructuring: How new labour codes and income tax rules will impact take-home pay and retirement savingsSalaried employees face uncertainty as new labor codes and tax rules loom. Companies are preparing for changes, but widespread implementati...
The unintentional tax-saving investment that most salaried employees doEPF as tax-saving investments: If you're a salaried employee and is/planning to opt for old tax regime for current FY 2023-24, then Employe...
No EPF nominee? How PF money will be paid after EPFO member's death. Employees' Provident Fund (EPF) account allows nominees to receive a portion of PF accumulations, EDLI benefits, and pension payments in ...
EPF interest rate slashed to 8.1% for 2021-22; can you still save enough for your retirement?The Labour Ministry has recently proposed to slash the interest rate by 0.4% to 8.1% from 8.5% earlier for the FY 2021-22. The decrease in ...
Comparison of interest rates on tax saving debt investmentsDo keep in mind that these tax-saving investment options will be relevant to you only if you continue with the old tax regime in the curren...
Here's a quick comparison of interest rates on tax-saving debt investmentsBut before you get down to choosing a tax saving investment you should probably first calculate how much you need to invest to save tax.
You could soon get the option to lower your EPF contribution. Should you go for it?Financial planners say reducing contribution to the EPF will have far reaching implications for the employee.
Where should I invest my retirement benefits to get the maximum return?Opt for the direct plans of the funds as they have lower expense ratios which help them generate higher returns compared to the regular pla...
After tax, EPF will lose sheen to NPSNPS, which was opened for private sector employees in May 2009, has attracted voluntary investments worth only about Rs 2,800 crore.
VPF is better than the PPF: KK Jalan, Central Provident Fund CommissionerThe allotment of UANs to EPF subscribers will obviate the need for transferring the balance. UANs have been allotted to 4.17 crore contribu...
- Savings may get level field
Finance ministry to study tax and regulatory norms on new pension scheme, EPF, MFs & ULIPs.