Harassed by loan recovery agents? Know your legal rights and 6 steps to fight backBorrowers struggling with debt often face harassment from recovery agents through abusive calls, threats, public shaming, and unauthorised ...
Banks are cutting credit card perks quietly; Learn how to get more value from your walletMany banks have recently reduced credit card rewards, cashback limits, and perks, prompting cardholders to reassess their spending strategi...
How a personal loan EMI calculator can help you plan repayments betterUnderstanding personal loan EMIs is crucial for managing major expenses. An EMI calculator helps estimate monthly repayments based on loan ...
You are paying more, not saving: CA Nitin Kaushik explains why 'affordable car' through EMI might be a trapA ₹25,000 monthly car EMI over five years totals ₹15 lakh, but the real cost, including interest and depreciation, is significantly higher....
‘Stop performing poverty’: Gurgaon-based CEO shares how a Bengaluru founder pays himself Rs 50,000 despite having Rs 5 cr in the bankStartup founders often face pressure to be extremely frugal. However, venture capital CEO Aditya Arora believes underpaying oneself can be ...
Couples and money: Why shared financial decisions, clear spending rules, and transparency matter in relationshipsWithout a definition of priority and discretion, many households suffer from ad hocism. How should they spend for the common good without s...
‘Middle class fears EMI. Marwaris fear idle capital’: Check the wealth habits of Marwaris, one of the richest communities of IndiaMarwari families build lasting wealth not by earning more, but by operating like a coordinated private equity fund. They prioritize ownersh...
For both the compulsive trader and careful investor: 25 stocks to watch if risk appetite returns; some with upside potential, some notIf the price of crude oil softens, Indian equities may again see a risk-on phase. Tariff concerns are no longer the central issue; the larg...
As Indians buy pricier phones on EMI, OneAssist bets big on protection plansAs smartphones become costlier and increasingly financed through EMIs, device damage is emerging as a new source of household financial str...
Understand loan eligibility before applying for a loan for doctorsMedical professionals can secure loans for practice expansion by understanding lender criteria. Key factors include qualifications, credit ...
'Reels me smile, real life me stress': Influencer shares a brutal truth about life after 40 in India and how to correct things before 50A viral video captures the unspoken struggles of Indians navigating life after 40. It reveals the pressure of balancing family, career, and...
How a Rs 30 lakh bond portfolio can generate Rs 27,500 monthly income for education goalsBonds are a crucial financial tool for retail investors. They allow individuals to become lenders, earning fixed interest income. This inco...
Your monthly spend also decides how soon you can retire: Expense tracking apps, AI tools are changing how Indians investExpense-tracking apps, spreadsheets, Artificial Intelligence (AI) -generated analysis, and budgeting dashboards are not merely bookkeeping ...
Explore this practical guide to smarter home financingSecuring a home loan requires careful financial planning. Understanding eligibility criteria, using an EMI calculator, and checking your cr...
CA explains the money management strategy that separates the rich from others. How they use debt to build more wealthChartered Accountant Nitin Kaushik has explained how wealthy people often use debt as a strategic financial tool instead of fearing it. Acc...
Rs 40,000 rent vs Rs 1 lakh EMI: CA explains the math changing India’s homeownership debateA chartered accountant suggests renting may be financially smarter than buying property in Indian metro cities. He highlights a gap between...
- Smarter fraud protection begins when you separate your money
India's digital payments are booming, but using a single savings account for all transactions risks your core savings. A smarter approach i...