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AUTOMATED CREDIT DECISIONS
India's retail credit market shifts to rural, GenZ borrowers via digital platformsYounger consumers and rural households are driving India's retail credit market growth. These aspirational borrowers now account for most n...- ET Masterclass: Why AI skills and financial literacy are becoming essential for the next generationLearning is becoming less about collecting qualifications and more about building skills that can be used in real situations. The experienc...
- AI at population scale: Rahul Chari’s charter for the next 300 millionAt Global Fintech Fest 2026, PhonePe co-founder and CPTO Rahul Chari laid out an AI philosophy built on intent-led experiences, engineering...
- AI can speed business loans, but underwriters stay in charge: HyperVerge's Kedar KulkarniHyperVerge launched AI underwriting agents to speed business loan processing. These agents extract data from financial documents and assist...
- These 6 banking stocks have an upside potential of up to 25% in 1 year, according to analystsAt a time when a statement or missile can cause unexplained volatility, expecting rational behaviour in the equity markets is probably expe...
- Nifty’s next rally needs two battered warhorses to wake up. Which one will revive first?For a continued uptrend, India's Nifty index relies heavily on the resurgence of the banking and IT sectors. Banks are poised for a quicker...
- Human in, on or out of the loop: AI is reshaping insurance jobs, says Axis Max Life COOAs insurers move more processes to human-in, human-on and human-out-of-the-loop models, AI is changing not just how insurance works but the...
- True Balance scores 100% of loan applications with AI, looks beyond credit bureaus to curb defaultsTrue Balance now uses AI for loan applications, retaining human review for some cases. This approach helps assess borrowers with limited cr...
- These large-caps have ‘strong buy’ & ‘buy’ recos and an upside potential of up to 20%, according to analystsInvesting, a wise man once said, is a journey; one that needs to be managed carefully. Remember two things: One, there is never a “perfect ...
- IBM signals a five-year horizon for its sub-1nm chipsRao said the technology is the industry’s first demonstration of a staggered complementary field-effect transistor, or CFET, architecture a...
- These 6 banking stocks have an upside potential of up to 26% in 1 year, according to analystsThe way things are panning out with the Gulf war, the probability of ever greater volatility in markets across the globe is high. And highe...
- These large-caps have ‘strong buy’ & ‘buy’ recos and an upside potential of more than 20%We normally don’t dwell on F&Os in this space. However, it is good to know that, in the current circumstances, an upmove in the indices and...
- The one asset most finance professionals forget to rebalanceTo thrive in the ever-evolving finance landscape, professionals must continuously refine their skill set. As technical capabilities become ...
- MSME lending moves from sachetisation to personalisation: Lentra’s Ankur HandaIndia's financial framework is undergoing a significant evolution as digital resources, advanced data analytics, and innovative technology ...
- From cloud to consumer, AI is reshaping business: 'Agents can reset work, not leadership'AI agents will transform how companies work and make decisions. Strong governance and clean data are critical for their scaled deployment. ...
- Google’s India-first AI models for agriculture are finding applications beyond IndiaGoogle's agricultural AI models, developed in India, have expanded their reach to eleven countries, facilitating advancements in farming an...
- Do long-term investors need some unconventional thinking? 5 large-caps from different sectors with upside potential of up to 25%It is rare for bulls and bears to agree on anything. At this juncture, however, they seem to agree on one point: That the Indian stock mark...
- These 8 banking stocks have an upside potential of up to 22% in 1 year, according to analystsWhen it comes to the banking sector, one should, at this point of time, give some leeway in terms of credit growth. The more important thin...
- AI agents can automate work, but not leadershipAI agents could reshape how companies work and make decisions, but business leaders stressed the need for strong governance, clean data and...
- AI in Indian banking: Why technology may reshape jobs, not replace bankersIndia’s banking sector is entering an AI-driven transition, with private banks cutting headcount even as public sector hiring offsets some ...
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