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ASSET QUALITY OF HOME LOANS
Rs 1.5 crore home purchase, Rs 25 lakh income: Smart move or costly mistake? Man shares why it backfired in just one year. 3 lessons to learnA Reddit user's post about regretting the purchase of a ₹1.5 crore apartment has sparked a wider discussion on home affordability and finan...- Microfinance Institutions' AUM projected to grow 20% in FY27: CrisilMicrofinance institutions are poised for significant growth, with assets under management expected to surge by 20% in FY27. This accelerati...
- Kotak Mahindra Bank shares in focus on deal to buy Deutsche Bank’s retail business for Rs 282 croreKotak Mahindra Bank will acquire Deutsche Bank India's retail banking, private banking and wealth management business, adding a sizeable lo...
- RBI says microfinance credit grows after seven quarters, borrower base continues to shrinkMicrofinance loans saw their first increase in over a year during the January-March 2026 quarter, despite a continued drop in borrower numb...
- Household sector debt climbs to 45.5 pc of GDP in Sep 2025: RBI reportHousehold debt has climbed to 45.5% of India's GDP, driven by a surge in non-housing retail loans, now making up over half of total borrowi...
- Fintechs capture 57% share of small personal loans as stress mounts: RBI reportFintech lenders now dominate India's small personal loan market, holding over half of loans under Rs 50,000 by March 2026. This rapid expan...
- Kotak Mahindra Bank to acquire Deutsche Bank's India retail banking businessKotak Mahindra Bank has significantly expanded its footprint by acquiring Deutsche Bank's retail, private banking, and wealth management op...
- Bad loans may edge up to 1.9% by FY28 despite resilient banks: RBIIndian banks are projected to see a slight increase in bad loans to 1.9% by March 2028, yet the system remains robust with strong capital a...
- RBI stress test flags rising NBFC stress, capital buffers to thin by FY27India's central bank warns of rising bad loans and shrinking capital for non-banking lenders. Stressed assets could hit 2.8% by March 2027,...
- RBI flags AI stock boom as financial stability risk, says Indian banks remain resilientIndia's central bank has identified soaring AI stock valuations globally as a financial stability risk, warning of potential market spillov...
- Buying a Rs 50 lakh home? Your home loan could cost Rs 83 lakh. Bengaluru CA shares a simple financial strategy to beat the interestA Bengaluru chartered accountant revealed the substantial long-term cost of home loan interest, which can double a property's price. She ad...
- Microfinance institutions' portfolio quality up in May; West Bengal, MP, Rajasthan laggards: ReportMicrofinance asset quality saw a positive shift in May, with loan defaults declining nationwide. However, West Bengal, Rajasthan, and Madhy...
- Can a mutual fund SWP pay your home loan EMIs? 15 years of data says think againMost investors struggle as they watch their portfolio shrink while EMI obligations remain fixed. The temptation to stop the SWP or redeem t...
- Over 10% of luxury home sales now come from NRIs across key global markets: Whiteland's Sudeep BhattIndia's luxury housing market is experiencing a structural transformation, attracting significant global capital, particularly from Non-Res...
- CA explains how one simple home loan trick can save you lakhs and cut years off your loanA simple annual habit can dramatically cut home loan costs. By paying just one extra EMI each year, a borrower named Vishal saved approxima...
- Taking a second loan for home loan repayment? Claim tax deduction on both under old tax regime for Tax Year 2026-2027Homeowners can now potentially claim tax deductions on interest paid for both their original home loan and a subsequent loan taken to repay...
- Early signs of stress emerge in MSME loans as West Asia disruptions worry banks: ReportLenders are concerned about the ripple effects of the West Asia conflict, which has disrupted supply chains and increased input costs for b...
- Indian banks turn cautious on MSME lending as stress signals emerge: ReportIndian banks are becoming more cautious about lending to MSMEs as early signs of stress emerge in the sector. According to a 360 ONE Capita...
- Bain Capital CLO tranche defaults in post-2008 first for EuropeA European collateralised loan obligation managed by Bain Capital has defaulted on its most junior tranche, marking the first such failure ...
- Home loan insurance: Protecting the dream home without paying more than you need toHome loan insurance is emerging as an important financial safeguard for Indian homebuyers, helping families manage outstanding loan liabili...
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