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ZERO COST EMI
From $22 billion to zero: Success, not failure, brought Byju downByju's, once a $22 billion edtech giant, has collapsed. Founder Byju Raveendran faces jail for contempt. The company's downfall stems from ...- Bengaluru couple earning Rs 70 lakh per year are living paycheck to paycheck. Investor reveals why: 'They are not bad with money...'A high-earning Bengaluru couple, earning Rs 70 lakh annually, is living paycheck to paycheck due to the city's high cost of living. Their s...
- Spending Rs 10,000 extra today could cost you Rs 24 lakh later. CA warns against 50-30-20 financial ruleHigher salaries can lead to increased spending, hindering wealth creation. Chartered Accountant Nitin Kaushik explains the 50/30/20 budgeti...
- Why Rs 40 LPA earners don’t feel richer than Rs 20 LPA earners. CA explains the hidden reasonHigh salaries do not always bring financial peace. Chartered Accountant Nitin Kaushik explains how lifestyle inflation traps urban professi...
- ‘AC runs 24x7, 50-70% salary goes into loan’: Noida man questions metro life, says Rs 25,000 in village and Rs 1 lakh in city ‘is equal’A Noida resident’s viral video comparing luxury apartment living with village life has triggered a massive online debate. Despite showing p...
- Earning Rs 20 lakh can still leave you middle class? CA’s warns about silent money mistakes urban Indians makeMany professionals earn lakhs but face financial anxiety. Chartered accountant Nitin Kaushik warns that high salaries can become a 'high-sp...
- The Gold Standard: How a Bootstrapped Company Outlasted Every Funded Rival in India’s Goldtech BoomAugmont Enterprises has quietly established India's most comprehensive gold platform. Unlike well-funded rivals that faltered, Augmont focu...
- Banks cede consumer durable loans to NBFCs as credit cards take over small-ticket financingBank loans for washing machines and televisions are falling. Banks are now focusing on credit cards for these purchases. Non-banking financ...
- This summer season, explore Usha ceiling fansUsha International unveils its 2026 ceiling fan collection, featuring energy-efficient BLDC models and stylish designer fans. These fans ca...
- Can you fulfil your study abroad dream without going broke? Here are 7 ways to minimise costsStudying abroad involves more than just academic merit; it's a significant financial investment. Indian students often underestimate hidden...
- Looking for cashback and rewards? These 5 credit cards suit frequent buyersRegular shoppers can significantly boost savings with the right credit card, earning cashback, reward points, and discounts on various plat...
- Proptech startup Helium raise Rs 5 crore from Kunal Shah, Albinder Dhindsa, othersThe startup will use the fresh funds for product development and marketing. The tech-led real estate rental management startup leases homes...
- Struggling with a big credit card bill? Converting to EMIs may help but read the fine print firstConverting large credit card bills to EMIs offers immediate relief by breaking down payments, but comes with significant costs beyond state...
- Understanding no-cost EMI and its implicationsNo Cost EMI, also known as zero cost EMI or interest-free EMI, is a financing option where the cost of a product can be converted into Equa...
- Zero cost EMI vs Buy now, pay later: What is the actual interest cost you pay in both the schemes?While buying a product on EMI takes away the burden of paying the cost upfront, one should remember that there is always a cost that one ha...
- What is the actual cost of 'No-cost EMI' you pay?The RBI in its circular in 2013 says that the concept of zero per cent interest is non-existent. Zero per cent interest schemes are just a ...
- SBI credit card to charge a fee of Rs 99 + tax on all EMI purchases from Dec 1This processing fee is over and above the interest amount the card provider charges. Sometimes merchants give discounts on such transaction...
- SBI launches debit card EMI on POSThe consumer can opt for an EMI tenure of minimum six months up to 18 months and can take loans for consumer durables in less than a minute.
- Retail outlets, online shopping sites, banks bring back zero-cost EMIsThe RBI barred banks from offering “zero percent EMI schemes” on credit cards in 2013, saying the interest payable was camouflaged and pass...
- Love shopping online? Now, Flipkart introduces the 'No Cost EMI' optionFlipkart's 'No Cost EMI' entails zero processing fee, zero down payment and zero interest for customers.
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