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WHAT IS A RETIREMENT CORPUS
Is Rs 2 crore enough for retirement? See the monthly income you can generate and how long your corpus may lastRetiring with Rs 2 crore? Experts advise a prudent 3.5-4% withdrawal rate, yielding around Rs 60,000-Rs 70,000 monthly. This sustainable in...
Need Rs 1 lakh urgently? Think again before withdrawing it from your retirement fund as it could cost you Rs 30 lakh laterRetirement planning: Dipping into your retirement corpus for urgent needs can be a costly mistake, potentially costing you lakhs by retirem...
Which mutual funds are best for SWP? Expert explains, also decodes STP tax implicationsChoosing the right mutual funds for a Systematic Withdrawal Plan (SWP) hinges on individual financial goals, investment horizon, and risk t...
WhatsApp will allow users to go by usernames instead of phone numbers, closing a privacy blind spotThe app said it has started allowing users to reserve unique usernames, which can be used to contact WhatsApp users when the feature is lau...
PPF calculator: Invest ₹1.5 lakh a year and here's exactly when you'll hit ₹1.54 crore
Can a mutual fund SWP pay your home loan EMIs? 15 years of data says think againMost investors struggle as they watch their portfolio shrink while EMI obligations remain fixed. The temptation to stop the SWP or redeem t...
Planning a Rs 7 crore corpus in 12 years? Expert recommends active funds over index fundsAn investor's query about active versus passive funds for long-term goals received expert advice. While index funds offer low costs, active...
Rs 1.54 crore retirement corpus through PPF: How many years will it take if you invest Rs 1.5 lakh a year?PPF calculator: Aspiring to build a substantial retirement fund? The Public Provident Fund (PPF) offers a compelling avenue for low-risk in...
Retired and scared of mutual funds? Expert suggests how to invest Rs 1 crore without taking excessive riskRetirees often face a dilemma investing their corpus, balancing safety with growth. Expert Abhijit Chokshi advises a diversified approach f...
You Do Not Need ₹15 Crore to Retire Comfortably: How Bonds Can Build Predictable Retirement IncomeForget the daunting ₹15 crore retirement myth. For a couple retiring in their early 50s with ₹1 lakh monthly expenses, a ₹4-5 crore corpus ...
A Rs 3.5 crore SIP corpus may still leave you middle class, warns Bengaluru CA. She explains how to wisely invest money to increase wealthA Bengaluru CA highlights a common investment pitfall: focusing solely on a large corpus without accounting for inflation's impact on futur...
Annuity flexibility, tax tweaks can accelerate NPS growth: Axis Pension Fund CEO Sumit ShuklaA senior executive believes greater flexibility in retirement withdrawals and restored tax incentives could significantly boost the Nationa...
Your parents' retirement mistake could quietly derail your financial future, warns CA. Here's whyMany working Indians face the unspoken challenge of funding elderly parents' care without jeopardizing their own financial future. With ris...
Father’s Day 2026: How fathers can build financial independence and generational wealth through mutual fundsFathers can build financial independence and generational wealth through strategic mutual fund investments, experts advise. Starting early,...
Retirement savings gap after a career break? Expert shares how to recover without taking big risksCareer breaks, common for women, can impact retirement savings. Experts advise accepting the situation and implementing a catch-up plan by ...
Is Rs 46 crore enough to retire in India? Netizens tells NRI: 'Money would not be able to...'An NRI's Reddit post questioning if $5 million (Rs 46 crore) is enough to settle in India, especially with his wife battling cancer, sparke...
Will Rs 32 lakh EPF corpus withdrawal be tax-free? Are there better options than withdrawing?ET Wealth Reader's Query: I contributed to EPF until 2021 while working at an MNC. Since moving to a startup in 2022 that doesn’t offer PF,...
Is Rs 1 crore really enough for retirement? CA calls it a ‘retirement trap’?A Rs 1 crore retirement corpus is a 'trap', not a milestone, warns Chartered Accountant Nitin Kaushik. With 6% inflation, its purchasing po...
7 retirement planning tips for regular income and long-term financial security
Can ₹1.5 crore generate ₹1 lakh every month after retirement? The answer may surprise you