Searched for
WALR
RBI rate cuts partly passed on to borrowers in FY26, lending rates fall but not fully: ReportRBI's repo rate cuts in FY26 were only partially passed on to borrowers, with lending rates declining but not matching the full policy redu...- Deposit rates pick up as banks signal upward repricing cycleBank deposit rates across the Indian banking system rose in March 2026, according to data released by the Reserve Bank of India. The weight...
- NBFCs' reliance on bank borrowings to increase in FY27 on lower interest ratesIn the next fiscal year, non-banking finance companies are likely to increase their borrowing from banks due to the attractive lower intere...
- Lending rates fall some more, private banks lead pushFresh rupee loan rates dipped in February, with private banks leading the decline. However, public sector banks increased their lending rat...
- Spread on fresh loans widens as banks keep eye on marginsNew rupee loan spreads widened year-on-year to 3.01% in January as banks maintained firm borrowing costs to protect margins despite central...
- Average lending rates on new loans firm upJanuary saw Mumbai's new rupee-loan rates climb, propelled mainly by state-owned lenders. By contrast, rates on existing loans dipped sligh...
- Policy rate cuts and pace of transmission: Tracking an impactful five months in 2025The Reserve Bank of India (RBI) reduced the repo rate by 100 basis points between February and June 2025, bringing it down to 5.5%. Banks r...
- All banks need to swiftly pass on 50-bps rate cut to customers: RBI BulletinThe Reserve Bank of India (RBI) is encouraging banks to lower lending rates to ensure recent policy rate cuts are effectively passed on to ...
- Transmission of April rate cut faster in case of new deposit rates: RBIFollowing the April 2025 repo rate cut, new deposit rates saw a faster transmission compared to new lending rates. The WADTDR on fresh depo...
- RBI February rate cut sees mixed transmission: Deposit rates fall while lending rates stay highIn February, the Reserve Bank of India’s rate cut led to banks lowering new deposit rates but not immediately reducing new loan rates. The ...
- Deposit & lending rates move marginally in NovemberLending and deposit rates displayed a mixed trend in November 2024. The weighted average lending rate on fresh rupee loans of commercial ba...
- Cost of fresh rupee loans rises 17 basis points in OctoberIn October, fresh rupee loans disbursed by scheduled commercial banks became costlier, with the weighted average lending rate rising to 9.5...
- Fresh rupee loans disbursed by banks turn costlierBanks increased the cost of fresh rupee loans to 9.54% in October, up 17 basis points from September, while the cost of fresh deposits decr...
- Private banks drop lending rates to beat market competitionThe weighted average lending rate (WALR) of private banks saw a decline of 15 basis points in August after the average rates had seen a ris...
- Rates on fresh loans and deposit moderate sequentially in MayIn May 2024, the Reserve Bank of India reported a marginal decline in weighted average lending rates on fresh loans and deposits by 16 and ...
- Lending rates rise faster than deposit ratesEver since the 140 bps hike in benchmark repo rates, weighted average lending rates on outstanding loans have risen 29 basis points, but we...
- Policy rate pass-through improves in EBLR regimeThe weighted average lending rates (WALRs) on fresh as well as outstanding rupee loans have declined across sectors. Banks have extended th...
- Private sector banks less than generous in transmitting rate cut: Economic SurveySince February 2019, the Reserve Bank of India has reduced repo rate by 250 bps. Large surplus systemic liquidity, the regulator’s continue...
- Private bank rates higher due to inflated margins: RBIAn RBI analysis of different retail rates shows that the average margins over the benchmark repo rate for private sector bank could be high...
- Banks have not passed on RBI's rate cuts to borrowers in 2019: SurveyBorrowers have often complained that banks have not passed on the benefits of repo rate cut by the RBI to them. In the year 2019, the centr...
Load More
