Has your EPF interest become taxable after latest salary increments? Here's how to checkThe mandatory EPF contribution made to an individual account is calculated on the basic salary amount. Post the appraisal season, as your s...
14 Jul, 2022, 09.29 AM IST
Despite rate cut EPF, VPF 8.1% return still best in tax free: Here's how much you can investEmployees typically go for statutory contribution of 12% of basic pay towards EPF, which is matched by employer contribution. However, empl...
08 Jun, 2022, 04.56 PM IST
EPF contributions exceeding Rs 2.5 lakh? You will now have two PF accountsThe Central Board of Direct Taxes (CBDT) on August 31, 2021, has notified the rules regarding the taxation of the interest on the excess EP...
04 Sep, 2021, 10.33 AM IST
Tax on PF interest: Which debt mutual funds can be an alternative to VPF contribution?The SLR of investment stands for safety, liquidity and returns. EPF / VPF is safe. Debt MFs can also offer reasonable safety provided you s...
03 Mar, 2021, 10.00 AM IST
Tax on PF interest: Should you stop investing in VPF? How bank FDs, RBI bonds, NPS compareMany contributors to VPF are now exploring other options that can give them higher returns. Almost 74% of respondents to our survey say the...
02 Mar, 2021, 09.55 AM IST
Voluntary Provident Fund (VPF) vs Public Provident Fund (PPF) - Which suits you better?Both VPF and PPF carry sovereign guarantee and hence, there is no difference when it comes to risk. Both are considered to be safe fixed in...
15 Feb, 2021, 11.38 AM IST
Tax on EPF interest will not impact these salaried peopleIf your current basic salary is up to Rs 1,73,611 per month and you are not contributing to VPF then you do not need to worry about the tax...
05 Feb, 2021, 06.07 PM IST
VPF sweetest fixed income investment option despite B stingIf you want to invest more, the VPF is your best bet. In the 30% tax bracket, it would still give 5.85% returns, which is higher than what ...
05 Feb, 2021, 06.07 PM IST
Will tax on PF interest also cover contribution to PPF account?On the plain reading of the budget documents, it appears that tax will apply to the interest earned on contributions made to Employees' Pro...
04 Feb, 2021, 10.08 AM IST
Are you richer or poorer: Here’s the bottomlineNo change in tax rates or slabs means that your income tax payout is, for most people, unaffected. However, if your salary is high or you u...
02 Feb, 2021, 08.39 AM IST
From August 1, EPF contributions will be deducted at 12 per centThe Employees' Provident Fund (EPF) monthly contributions were reduced from 12 per cent to 10 per cent as a part of the Atma Nirbhar Bharat...
05 Aug, 2020, 06.00 PM IST
Voluntary provident fund: Investing, contribution, interest rate and other things to knowIf you are planning to invest in the Voluntary Provident Fund (VPF), here are the answers of the some the commonly asked questions about it.
28 May, 2020, 09.42 AM IST
What is Voluntary Provident Fund?You should not ignore the fact that VPF comes with withdrawal restrictions and full withdrawal is possible only at the time of retirement.
26 May, 2020, 10.40 AM IST
Should you hike VPF contribution?In addition to their normal contribution to EPF, employees can benefit from this higher interest rate by voluntarily contributing more – i....
22 Feb, 2019, 08.13 AM IST
Should I stop VPF and invest in mutual funds?If you have any mutual fund queries, message on ET Mutual Funds on Facebook. We will get it answered by our panel of experts.
18 Nov, 2017, 01.39 PM IST
Should an employee opt for a VPF as returns on other fixed-income instruments fall?These days, when interest rates in general are on their way down while the rate on EPF is still towering high, employees may consider incre...
03 Sep, 2016, 10.54 AM IST
Section 80C basket may get skewed in favour of EPF, say expertsSome experts say investors can look at calibrating their Section 80C savings towards the Voluntary Provident Fund rather than PPF that curr...
03 May, 2016, 11.05 AM IST