Has your EPF interest become taxable after latest salary increments? Here's how to checkThe mandatory EPF contribution made to an individual account is calculated on the basic salary amount. Post the appraisal season, as your s...
Despite rate cut EPF, VPF 8.1% return still best in tax free: Here's how much you can investEmployees typically go for statutory contribution of 12% of basic pay towards EPF, which is matched by employer contribution. However, empl...
Tax on PF interest: Which debt mutual funds can be an alternative to VPF contribution?The SLR of investment stands for safety, liquidity and returns. EPF / VPF is safe. Debt MFs can also offer reasonable safety provided you s...
Tax on PF interest: Should you stop investing in VPF? How bank FDs, RBI bonds, NPS compareMany contributors to VPF are now exploring other options that can give them higher returns. Almost 74% of respondents to our survey say the...
Voluntary Provident Fund (VPF) vs Public Provident Fund (PPF) - Which suits you better?Both VPF and PPF carry sovereign guarantee and hence, there is no difference when it comes to risk. Both are considered to be safe fixed in...
Tax on EPF interest will not impact these salaried peopleIf your current basic salary is up to Rs 1,73,611 per month and you are not contributing to VPF then you do not need to worry about the tax...
VPF sweetest fixed income investment option despite B stingIf you want to invest more, the VPF is your best bet. In the 30% tax bracket, it would still give 5.85% returns, which is higher than what ...
Will tax on PF interest also cover contribution to PPF account?On the plain reading of the budget documents, it appears that tax will apply to the interest earned on contributions made to Employees' Pro...
Voluntary provident fund: Investing, contribution, interest rate and other things to knowIf you are planning to invest in the Voluntary Provident Fund (VPF), here are the answers of the some the commonly asked questions about it.
What is Voluntary Provident Fund?You should not ignore the fact that VPF comes with withdrawal restrictions and full withdrawal is possible only at the time of retirement.
Should I go with VPF or debt funds to save for my daughter’s education over the next 10 years?Debt funds invest across bonds of different maturities. On the other hand, the VPF offers guaranteed returns and contributions are eligible...
Fox Star may stop paying theatres to play its filmsDisney had even refused to pay VPF for Dangal, one of the highest grossing Bollywood films of all time.
Should you hike VPF contribution?In addition to their normal contribution to EPF, employees can benefit from this higher interest rate by voluntarily contributing more – i....
Should I stop VPF and invest in mutual funds?If you have any mutual fund queries, message on ET Mutual Funds on Facebook. We will get it answered by our panel of experts.
Should I stop my VPF and invest in mutual funds?If you have any mutual fund queries, message on ET Mutual Funds on Facebook. We will get it answered by our panel of experts.
Should an employee opt for a VPF as returns on other fixed-income instruments fall?These days, when interest rates in general are on their way down while the rate on EPF is still towering high, employees may consider incre...
Budget 2016: EPF tax whammy may push VPF out of favour; equity, debt MFs to gainSalaried individuals, many of whom opted to save through additional contribution to their VPF, could now shift to tax-free bonds or debt mu...