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UNIFIED LENDING INTERFACE
Fintech lenders corner 77% of India's personal loan market by volume in FY26Fintech lenders now lead India's personal loan market by loan count. These digital NBFCs are disbursing small-ticket loans, reaching more c...- Unified Lending Interface is a good start. Now comes the hard partIndia's new Unified Lending Interface, ULI, promises to fix credit access. However, its true impact depends on fintech companies.
- Banks are cutting credit card perks quietly; Learn how to get more value from your walletMany banks have recently reduced credit card rewards, cashback limits, and perks, prompting cardholders to reassess their spending strategi...
- RBI highlights strong banking sector health, says lenders can withstand severe shocksIn the fiscal year 2025-26, India's financial landscape demonstrated remarkable stability. Both banks and non-bank entities showcased solid...
- Why India cannot build a world-class fintech champ yetIndia boasts world-class digital finance but lacks global consumer fintechs. Regulatory hurdles prevent innovation, unlike in markets with ...
- Beyond KYC: Why digital trust needs real-time intelligenceAshok Hariharan of IDfy argues that digital trust must evolve beyond one-time KYC to continuous, intelligence-led risk assessment across th...
- Digital lender Kreditbee in unicorn club with $280 million at $1.5 billion valuationDigital lending firm Kreditbee has raised $280 million, becoming a unicorn with a $1.5 billion valuation. This funding marks their last pri...
- RBI Innovation Hub boosts its top deckThe appointments follow Sahil Kini, founder of fintech startup Setu becoming new CEO of the company wholly owned by RBI.
- RBI readies unified interface, work on digital onboarding standards underway: Sanjay MalhotraRBI Governor Sanjay Malhotra announced the conceptualization of a Unified Lending Interface (ULI) at the Global Fintech Fest 2025. This ini...
- RBI reviews ULI rollout with lenders amid slow adoptionReserve Bank of India officials met with banks and non-banking finance companies. The discussion centered on increasing lending through the...
- Finance ministry holds meeting on scaling up of Unified Lending InterfaceThe finance ministry and Reserve Bank of India convened a meeting with stakeholders, including state government representatives, to discuss...
- Regulators need to manage trade offs between fin resilience and efficiencyRegulators face a delicate balancing act between financial resilience and efficiency, managing trade-offs to prevent smaller households and...
- RBI Innovation Hub pilots digital unsecured loans for gig workersThe Reserve Bank of India Innovation Hub has partnered with Vivifi Finance for a pilot project to provide unsecured loans to gig workers, i...
- RBIH looks to tap Rapido, Swiggy, Amul data for UPI-like lending platform, says CEO Rajesh BansalThe Reserve Bank Innovation Hub is developing a Unified Lending Interface. It is partnering with companies like Namma Yatri, Rapido, and Am...
- Getting a loan to become easy with ULI: Borrow money without credit history, salary or income proof; ULI launch date, other detailsThe Reserve Bank of India (RBI) is set to revolutionise the lending landscape in India with its upcoming Unified Lending Interface (ULI). T...
- RBI's Unified Lending Interface: Bridging India's lending gap or just a pipe dream?The RBI's Unified Lending Interface seeks to address India's lending gap by enabling easy credit access for farmers and MSMEs through digit...
- RBI Governor Das advocates for fintech self-regulation to ensure balanced innovation with integrityAt the Global Fintech Fest 2024, RBI Governor Shaktikanta Das highlighted the importance of self-regulation in India's fintech sector, whic...
- ETtech Explainer: All you need to know about Unified Lending InterfaceThe data needed for credit appraisal currently lies scattered across governments, banks, account aggregators, and credit information compan...
- Unified Lending Interface is in pilot stage, will be launched nationwide in due course, says RBI Governor Shaktikanta DasRBI Governor Shaktikanta Das announced that the Reserve Bank of India is piloting the Unified Lending Interface (ULI) to enable frictionles...
- RBI will launch Unified Lending Interface nationwide in due course: Guv Shaktikanta DasThe ULI architecture has common and standardised application programming interfaces (APIs) designed for a plug-and-play approach to ensure ...
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