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UNIFIED LENDING INTERFACE
Govt explores linking land records with ULI for faster farm creditThe Department of Land Resources is exploring digital land record integration with ULI. This initiative aims to provide faster and secure i...- UPI MDR could raise business costs, hurt consumption if introduced: ExpertsExperts suggest focusing on who bears UPI merchant discount rate costs. Introducing this fee could increase business operating expenses and...
- Is borrowing money to invest in IPOs worth it? Know what it costs, its hidden risks before going for financing for NSE, Jio, SBI MF IPOsIndia's primary market anticipates a busy season with major IPOs approaching. Many investors are borrowing funds to maximize their applicat...
- PayU will grow 25% across payments, credit over the next 18 months, says CEOOne of the early movers in the payments processing business, targeting small business and merchants, PayU has grown into a larger fintech f...
- Sachin Bansal-backed Navi plans Rs 3,000 crore IPO, to file papers with Sebi by March quarterFintech startup Navi, co-founded by Sachin Bansal, is planning to file draft IPO papers in the March quarter of FY27 to raise about Rs 3,00...
- Sachin Bansal’s fintech firm Navi eyeing Rs 3,000-crore IPO by March 2027The development comes nearly four years after Navi first filed for an IPO, seeking to raise Rs 3,350 crore. The company received an approva...
- Mind the gap: Financial products that women in India need but don’t haveIf India is serious about women-led growth, it must move beyond credit access and design finance for the agency of women.
- RBI Governor asks banks to treat MSMEs as growth partnersRBI Governor Sanjay Malhotra urged banks to embrace digital transformation and view MSMEs as vital partners, not just compliance. Speaking ...
- MSMEs nursery of entrepreneurship, key to Viksit Bharat vision: RBI Guv Sanjay MalhotraRBI Governor Sanjay Malhotra lauded MSMEs as crucial for India's growth, highlighting their role in entrepreneurship and employment. He not...
- From data to decisions: How Piramal Finance built an AI-native knowledge enginePiramal Finance is transforming into an AI-native organization, shifting from data-driven to knowledge-driven operations. By embedding AI i...
- Razorpay begins IPO process; files confidential DRHP to raise Rs 5,000-6,000 croreFintech major Razorpay has officially commenced its IPO journey by filing its draft red herring prospectus with SEBI, aiming to raise Rs 5,...
- Bringing in US dollars: RBI flags off FCNR(B) chase, pushes banks to go all out for forex inflowsIn an ambitious bid to enhance India's foreign currency reserves, the Reserve Bank of India is urging banks to ramp up their efforts in att...
- RBI pushes banks to bring more dollars homeThe push comes amid RBI measures to incentivise foreign currency inflows, including swap facilities and hedging cost support for FCNR(B) de...
- Fintech lenders corner 77% of India's personal loan market by volume in FY26Fintech lenders now lead India's personal loan market by loan count. These digital NBFCs are disbursing small-ticket loans, reaching more c...
- Unified Lending Interface is a good start. Now comes the hard partIndia's new Unified Lending Interface, ULI, promises to fix credit access. However, its true impact depends on fintech companies.
- Banks are cutting credit card perks quietly; Learn how to get more value from your walletMany banks have recently reduced credit card rewards, cashback limits, and perks, prompting cardholders to reassess their spending strategi...
- RBI highlights strong banking sector health, says lenders can withstand severe shocksIn the fiscal year 2025-26, India's financial landscape demonstrated remarkable stability. Both banks and non-bank entities showcased solid...
- RBI reviews ULI rollout with lenders amid slow adoptionReserve Bank of India officials met with banks and non-banking finance companies. The discussion centered on increasing lending through the...
- Finance ministry holds meeting on scaling up of Unified Lending InterfaceThe finance ministry and Reserve Bank of India convened a meeting with stakeholders, including state government representatives, to discuss...
- RBI will launch Unified Lending Interface nationwide in due course: Guv Shaktikanta DasThe ULI architecture has common and standardised application programming interfaces (APIs) designed for a plug-and-play approach to ensure ...
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