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UMA SHASHIKANT
Do not treat money as a commodity that should be accumulated for futureMany bad financial decisions are made when money is treated as something to be accumulated, stored and used when required.
Why investors should be wary of advice given by distributorsThe garb of expertise that distributors wear leads to mis-selling of financial products. The investor’s interests can be protected by ensur...
How everyone can make the market work for them with disciplined investments and planning30-35% of the money should be allocated to income assets, and the rest need to grow in equity. That is why a balance fund suited his needs.
Why holding a blue chip stock forever a very risky investing strategyEven the best stock picking strategy can go wrong. It can only be a matter of chance that something picked up and held for years still rema...
Why a concentrated investment portfolio may be better than a diversified oneThe more a portfolio holds, the more diversified it gets and, therefore, it gets closer to average performance. When it comes to investing,...
Changes that need to be brought into the mutual fund industryFor the common man, the aversion to losses is higher than the joy from gains. Therefore, the MF industry should address the concerns of the...
Why we need to curb the menace of black economyIt not only widens the gap between the rich and the poor but, more importantly, impacts the retail investor by keeping assets like real est...
Lessons for investors from politics: Focus on process, not promises"Only when people understand the need for a process to manage risk and not run away from it, will they move away from the past and begin to...
Finding a solution to crisis: Reforms will not help if fraud is not curbedThe question we should ask is not whether the current financial crisis will lead to reforms, but whether fraudulent practices will be repla...
How simple, well-defined mutual fund products avoid missellingTo avoid misselling, mutual funds need to create simple, well-defined products so that advisers can choose them as per the specific needs o...
Bringing quality back in financial servicesInstead of blaming regulations for a drop in performance, the financial services industry must ensure that its members are trained better a...
How you can benefit by investing through SIPsThe past five years of lacklustre performance have led to a spate of SIP cancellations. Perhaps it is time to refresh your knowledge about ...
Ways in which MFs can get picked by retail investorsThere are too many products, too many variants within a product, and there is an overload of information thanks to exemplary disclosure pra...
ET Wealth: Factors to consider while buying a mutual fundBuy a specified product that is managed transparently and replace the laggards.
- FIL Fund Management sale: Don't panic, exercise caution
Most errors in fund selection are made when investors exit and enter funds in haste. Sale of an AMC is a major event.
Tackle interest rate risk in debt productsThe current disillusionment with equity markets has directed the attention towards debt markets. Finance companies have been issuing bonds ...
- Four reasons why not to buy IPOs
The overdose of advertisements, analysis and discussions before an IPO tend to increase investor eagerness, rather than create the ground f...