MDR on UPI will impact businesses, not users: FM Nirmala Sitharaman hits back at Congress' Jairam RameshSitharaman accused the opposition leader of "spreading a canard" and clarified that MDR "applies only on the merchants and not on the end u...
07 Aug, 2026, 09.03 AM IST
Mortgage rates hit highest level in over a year. Here's what it means for homebuyers in the USUS mortgage rates have climbed for five consecutive weeks, reaching a yearly high. This trend makes homeownership increasingly difficult fo...
07 Aug, 2026, 12.14 AM IST
RBI plans to bar NBFCs from offering revolving credit without approvalIn a recent announcement, the Reserve Bank of India has introduced fresh regulations for non-banking financial companies. Moving forward, N...
06 Aug, 2026, 09.33 PM IST
US Stock Market: Fed's Daly backs steady rates, says more inflation data needed before September decisionSan Francisco Fed President Mary Daly backed the Federal Reserve's decision to keep interest rates unchanged, saying policymakers need more...
06 Aug, 2026, 02.34 PM IST
ETMarkets AIF Talk| Successful private credit rests on three pillars: promoter, business and collateral: Sandeep AgarwalIn this edition of ETMarkets AIF Talk, Sandeep Agarwal, CEO & CIO of Modulus Alternatives, explains why successful private credit investing...
06 Aug, 2026, 08.03 AM IST
UPI apps could chase big-ticket transactions as MDR return loomsThe UPI race has so far centred on acquiring consumers and monetising them by cross-selling loans, insurance and investments, as there has ...
06 Aug, 2026, 06.00 AM IST
AI could slow affluent India; QSRs, credit cards may show stress first: BNP Paribas’ Kunal VoraComing to loans, personal loans increased by 13% in FY25 and FY26 which is softer versus the earlier years. Also, the recent resurgence in ...
05 Aug, 2026, 07.45 AM IST
5 factors influencing how Indians choose to pay while travelling internationallyChoosing how to pay abroad can significantly affect the cost of an international trip. From forex markups and exchange rates to card accept...
04 Aug, 2026, 01.18 PM IST
Can a shop charge you extra for paying by credit card? Here's what every card user should knowCan merchants legally charge customers extra for credit card payments? The Reserve Bank of India regulates these payment systems and card a...
04 Aug, 2026, 06.21 AM IST
Retiring with an EMI? Here's when it can make sense and when it could derail your retirementRetiring debt-free is an ideal goal, but not always achievable or necessary. Experts suggest focusing on EMI affordability rather than comp...
04 Aug, 2026, 06.17 AM IST
Will FD investors get higher interest rates as Iran-US war continues and inflation shoots?Rising inflation and increased credit demand are pushing banks towards higher fixed deposit rates. Banks are also facing competition from s...
03 Aug, 2026, 04.37 PM IST
Czech proverb of the day: 'Nothing seems expensive when it is bought on credit'; life lessons on the dangers of overspending from popular sayingRelying on credit cards can certainly create an illusion of abundance and prosperity. However, a popular Czech proverb highlights how depen...
02 Aug, 2026, 04.23 PM IST
Trump's push for lower US interest rates faces setback as borrowing costs climb before midtermsTrump's promise of lower interest rates is under pressure as Treasury yields climb and financial markets move contrary to the administratio...
01 Aug, 2026, 11.29 AM IST
Formal retail credit access doubles over past decadeIndia’s formal retail credit market has expanded sharply over the past decade, with credit access rising from 35% of consumers in 2017 to 7...
31 Jul, 2026, 02.21 PM IST
Axis, Kotak Mahindra raise charges for overseas card transactionsAxis Bank will increase the DCC fee on its credit cards to 3.5% from 1.5%, effective August 28, 2026, according to the bank's revised terms...
30 Jul, 2026, 08.08 AM IST
5 credit cards with complimentary airport lounge access without any minimum spend criteria in 2026: One of them is lifetime freeLooking for credit cards with free airport lounge access? Check these 5 credit cards that still offer complimentary domestic or internation...
29 Jul, 2026, 11.50 AM IST
Credit card rewards are changing: Here's how travellers and reward seekers can maximise points and milesBanks increasingly reward engagement rather than ownership. Issuers want your premium card to become your preferred spending instrument, as...
27 Jul, 2026, 10.59 AM IST