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UPI CREDIT LINE
BharatPe Flex launched: Pay via UPI now, settle bills later with credit line and up to 45 days of interest-free usageBharatPe and YES Bank introduce BharatPe Flex, a new credit-on-UPI service. This facility allows eligible users to make UPI payments even w...
Banks sanction Rs 35,000 cr loans under ECLGS to MSMEs to deal with West Asia crisisBanks have disbursed Rs 35,000 crore in loans under the Emergency Credit Line Guarantee Scheme. This initiative supports MSMEs and industri...
Listed digital payment majors finally turn a corner in FY26Growth in the core payments business, expansion across credit products and wider adoption of revenue-generating payment instruments like cr...
RBI's new draft guidelines have digital wallets feeling the pinchFounders and senior industry executives told ET that the new draft guidelines released by the RBI on April 22, if implemented in the curren...
Uber CEO on Travis Kalanick; Micron’s warning to IndiaDara Khosrowshahi told ET in an interaction that Uber is open to collaborating with founder Travis Kalanick. This and more in today’s ETtec...
Why India cannot build a world-class fintech champ yetIndia boasts world-class digital finance but lacks global consumer fintechs. Regulatory hurdles prevent innovation, unlike in markets with ...
Paytm Payments Bank is finished. Ashvin Parekh on what it means for your money & your Paytm appThe RBI has cancelled Paytm Payments Bank's license. This formal step concludes a process that began in 2022. The winding-down process is n...
RBI action on Paytm Payments Bank incrementally negative for One 97, says Bernstein; retains ‘Outperform’, sees 30% upsideThe RBI has cancelled Paytm Payments Bank's license due to regulatory non-compliance, citing detrimental operations and prejudiced manageme...
RBI sharpens compliance norms, expands use cases of UPI-linked wallets for foreign visitors under draft PPI normsThe Reserve Bank of India has unveiled draft guidelines for prepaid payment instruments. These new rules aim to strengthen compliance and c...
Kiwi cofounder Mohit Bedi steps down from executive role after four yearsIn a LinkedIn post on Saturday, Kiwi cofounder Mohit Bedi said he would shift focus to "personal and family” commitments while remaining cl...
Beyond KYC: Why digital trust needs real-time intelligenceAshok Hariharan of IDfy argues that digital trust must evolve beyond one-time KYC to continuous, intelligence-led risk assessment across th...
Suryoday SFB Q4 updates: Gross advances jump 29% YoY, deposits surge 32%Suryoday Small Finance Bank’s Q4FY26 gross advances jumped 29% YoY to Rs 13,201 crore, while deposits surged 32% to Rs 13,958 crore. Retail...
UPI Credit Line: What is it & why it could change borrowing in India
What is credit line on UPI? How is it better than credit cards?Let's understand what is credit line on UPI.
Credit line on UPI: How to use ICICI Bank and PhonePe’s instant credit line on UPI
What is UPI Credit Line and how UPI users can avail it?How UPI credit line works: The NPCI recently sent a circular to banks about the charges levied on the merchants accepting UPI credit line p...
Will your UPI credit line payments become costly as NPCI introduces merchant charges?NPCI charges for credit line on UPI: The NPCI has released a circular to the banks regarding how charges will be levied on the pre-sanction...
Credit line on UPI could cross $1 trillion in transaction value by 2030: ZetaThe credit line on UPI could exceed $1 trillion in transaction value by 2030, according to Zeta. Key drivers include rising credit demand, ...
Fintechs bet big on credit line on UPI but banks tread with cautionThe next big wave of UPI adoption will come from check out finance, or buy now pay later, said fintech industry insiders. Consumers will ha...
How UPI can go one up on credit cards, democratize credit in India“A credit line scenario is like a normal personal loan. You provide certain documents. Many of you today would probably have a personal loa...