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SYSTEMATIC PAYOUT RATE
Can a ₹1 crore NPS corpus generate more than ₹1 lakh per month? What the new RIS framework offersRetirees now have a new way to manage their National Pension System (NPS) corpus, offering flexibility and potential for growth. The Retire...
New NPS withdrawal plan: Retirement Income Scheme offers an orderly exit, but no return guaranteeThe Pension Fund Regulatory and Development Authority (PFRDA) has introduced the Retirement Income Scheme (RIS) under NPS, allowing retiree...
What is Retirement Income Scheme in NPS; how do SPR and SUR work?Under National Pension System's (NPS) Retirement Income Schemes (RIS), subscribers can choose periodic payouts till age 85 via Systematic P...
NPS launches Retirement Income Schemes: New drawdown option for pension payouts, benefits & rulesThe Pension Fund Regulatory and Development Authority has launched new Retirement Income Schemes and drawdown options for National Pension ...
RSU vs ESOP: Which is better for you as employee? Pros and cons explainedFrom vesting-day perquisite taxes to a 40% US estate levy that most Indian professionals never see coming, your employer’s stock is not the...
From Corpus to Cash Flow: Picking the right mutual fund withdrawal strategyFinancial planners say there are two broad approaches. One is valuation-based, where investors redeem or book profits when markets appear e...
Choosing the right NPS annuity: Why expenses, behaviour, and risk tolerance matter for retirement incomeThe National Pension System's exit rule eased, allowing more flexibility with annuity purchases. Retirees must carefully decide how much to...
Rs 2 crore retirement corpus in 20 years: How to grow your money safely despite inflation & market risksBuilding a Rs 2-crore retirement corpus requires a strategic approach to combat inflation and market volatility. Experts recommend a system...
Fed up with high volatility in gold and equities? Moving to debt funds with income tax deferral can work better than FDs for long-term investorsIndian investors seeking stability and returns beyond fixed deposits have options. Debt mutual funds offer potential for better post-tax re...
Government plans NPS overhaul: Pension schemes with rising payout & annuity purchase till 70 proposedPFRDA is set to introduce three pension scheme models addressing gaps in the current NPS framework, which emphasises corpus accumulation bu...
UPS vs NPS calculation: Still undecided? Here are numbers to help you decide correctly before new deadline of September 30, 2025UPS vs NPS calculation: The government has extended the due date for opting between the Unified Pension Scheme and the National Pension Sys...
What is a Systematic Withdrawal Plan?Guide on Systematic Withdrawal Plan and how it helps in your financial planning
Tata Mutual Fund merges banking & PSU debt fund with corporate bond fundThe fund house informed about this to its unit holders through a notice-cum-addendum. The merger will be effective from June 15. From this ...
Investment queries: How should an NRI invest in the Indian equity market for the long term?NRIs can invest in funds that accept NRI investments either directly or via power of attorney. It’s advisable to invest in a mix of bluechi...
Deferred payout from insurance plans is tax free: Should you invest in these plans?Though deferred insurance payout plans are tax-free, investors should consider several other factors before investing in them.
Risk-free instruments where you can invest FD maturity proceedsOne may either choose to reinvest the entire sum with the same bank or another highly-rated bank and continue earning monthly interest.
MF queries answered by Kalpesh Ashar, Founder, Full Circle Financial Planners and AdvisorsEvery week, an expert answers queries from our readers on mutual funds.
The other SIP-like tool for wealth creation you may not know aboutUnderstanding a financial instrument can be a big step in learning how to invest.
Why term insurance with lump-sum payout is better option if you can manage the moneyIf the beneficiaries of the term insurance policy are financialy literate, lump sum payout plans offer greater rewards.
- Income funds advised when interest rates rise
An income fund is an open-ended mutual fund scheme that invests in fixed-income instruments of varying maturities to generate regular incom...