Choose health plans with real value wellness add-ons, avoid frillsAs more health insurance products roll out preventive healthcare programmes, it's time to assess whether they qualify as differentiating fa...
29 Feb, 2016, 09.50 AM IST
International student travel insurance: Know what's covered & what's excludedHealth and accidental death or disability covers form the most critical components of an overseas students' insurance package.
11 Jan, 2016, 07.54 AM IST
Why you should not avoid pre-policy medical check-upsMedical check-ups are seen as hurdles by insurance seekers but avoiding these check-ups can lead to disputes at the time of claim.
02 Nov, 2015, 12.41 PM IST
Budget 2015: Avoid enhancing health cover solely to exhaust the new limitA top-up cover kicks in only after your base cover is exhausted and hence is cheaper than an independent product.
09 Mar, 2015, 08.13 AM IST
Budget 2015: Health insurance tax exemption hiked to Rs 25,000Health insurance premiums up to Rs 25,000 will be subject to tax deductions, from Rs 15,000 earlier. For senior citizens the limit is incre...
01 Mar, 2015, 02.50 AM IST
Natural disasters are beyond your control, better be insuredDisasters like the one in Jammu & Kashmir lead to tremendous loss of lives, leaving the bread earner's dependants financially vulnerable.
12 Sep, 2014, 11.34 AM IST
Top-up schemes can help you enhance medical coverExperts say such plans ensure a higher sum insured at a cheaper rate. They, however, warn that one must go through the fine print to make t...
21 Aug, 2014, 11.36 AM IST
- Insurance for overseas trips - Health covers with global reach have limited use
According to experts, travel insurance can take care of emergencies during overseas trips, but a planned treatment for defined critical ill...
13 Aug, 2014, 12.17 PM IST
Here's how you can reduce your health premium outgoDiscounts for Women Life insurance firms have been offering lower premiums to women, but it is not a common practice in the health insuranc...
06 Aug, 2014, 12.21 PM IST
Smaller cities may be a healthy choice to cut your hospital billsPolicyholders can opt for hospitals of their choice, except when they are availing cashless claim settlement, where the list of hospitals i...
25 Jul, 2014, 11.16 AM IST
Buying a separate cover for self and family is a healthy policyInsurance analysts say that office healthcare cover may prove to be inadequate as treatment costs go sky high and insurance benefits are cu...
25 Jun, 2014, 04.00 AM IST
Buy a basic accident cover first, then shop for add-onsPersonal accident insurance plans come into the picture when one meets with an accident. Such policies cover accidental death, permanent to...
22 May, 2014, 04.52 AM IST
Think before opting for niche insurance plans; focused policies work well as add-ons to existing onesInsurers have started offering a wide range of specialised products, giving a wider choice for customers but they have made the selection d...
30 Apr, 2014, 04.00 AM IST
Family floaters may be cheap, but are not always enoughAccording to insurance experts, these individuals are taking a calculated risk as they assume that all members of the family may not requir...
23 Apr, 2014, 06.39 AM IST
A standalone OPD health plan? Not too soon, say insurersAccording to a report compiled by Swiss Re, 75% of medical spending in India is out-of-pocket. One of the reasons is, low penetration of he...
16 Apr, 2014, 05.50 PM IST
Now gift your live-in partner a mediclaimMumbai-based IT services firm iGATE Patni allowed its employees to include their live-in partners for health insurance benefits.
03 Nov, 2011, 09.42 AM IST
- Whose health policy suits you better, life insurance cos or general insurers
A host of non-life and life cos offer health cover to individuals. While non-life cos dominate the health space, this does not mean that th...
10 Nov, 2010, 01.44 AM IST