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SHOULD CDS BE PART OF RETIREMENT SAVINGS
Has government changed PPF, NSC, SCSS and other small savings interest rates for July-September 2026 quarter?Small savings scheme interest rates: The Finance Ministry has kept interest rates on all small savings schemes unchanged for the July–Septe...
India does not take cognizance of such events: Foreign Secretary on reports of India-Pak Track 2 dialogueIndia's Foreign Secretary Vikram Misri clarified that the government has no involvement in retired diplomats and military officials attendi...
Quote of the day by Charles Bukowski: 'Nobody can save you but yourself, and you're worth saving. It's a war not easily won but if anything is worth winning this is it...' German-American teaches why the hardest battle is the one you fight withinCharles Bukowski's widely shared quote, “Nobody can save you but yourself – and you're worth saving. It's a war not easily won. But if anyt...
Is Rs 2 crore enough for retirement? See the monthly income you can generate and how long your corpus may lastRetirement planning India: Retiring with Rs 2 crore? Experts advise a prudent 3.5-4% withdrawal rate, yielding around Rs 60,000-Rs 70,000 m...
Pension savings can help fund infrastructure, support Viksit Bharat: CEAIndia's burgeoning pension savings hold immense potential to fund infrastructure and propel the 'Viksit Bharat' vision, while ensuring stab...
Need Rs 1 lakh urgently? Think again before withdrawing it from your retirement fund as it could cost you Rs 30 lakh laterRetirement planning: Dipping into your retirement corpus for urgent needs can be a costly mistake, potentially costing you lakhs by retirem...
Goldman Sachs favours going long on 30-year govt bondGoldman Sachs is advising investors to buy India's 30-year government bonds, anticipating a yield drop. This optimism stems from two key fa...
Looking for best NPS equity funds? These schemes delivered up to 14% in 3 yearsThe National Pension System (NPS) delivered strong returns over the past three years, combining retirement planning with tax benefits. Amon...
Social security payment: Waiting for handsome 401(k) retirement savings plan match? Employers likely to disappoint401(k) retirement savings plan is a crucial one for employees. However, employers match is a crucial component.
Should you switch your mutual funds after a few months? Expert offers a reality checkExperts advise against frequent mutual fund portfolio changes based on short-term performance. An investor's midcap and smallcap investment...
Mind the gap: Financial products that women in India need but don’t haveIf India is serious about women-led growth, it must move beyond credit access and design finance for the agency of women.
Quote of the day by David Swensen: "If you’re investing with a long time horizon, having an equity bias makes sense; stocks go up in the long run"David Swensen emphasised the importance of maintaining an equity bias for long-term investors, noting that stocks tend to deliver stronger ...
What is Australia’s Age Pension? Important things Aussies at 55 should know before retirement - Check Eligibility, Maximum Amount and MoreAustralia's Age Pension offers vital support for retirees, with eligibility hinging on age (currently 67), residency, and financial assessm...
Rs 1.54 crore retirement corpus through PPF: How many years will it take if you invest Rs 1.5 lakh a year?PPF calculator: Aspiring to build a substantial retirement fund? The Public Provident Fund (PPF) offers a compelling avenue for low-risk in...
Retired and scared of mutual funds? Expert suggests how to invest Rs 1 crore without taking excessive riskRetirees often face a dilemma investing their corpus, balancing safety with growth. Expert Abhijit Chokshi advises a diversified approach f...
You Do Not Need ₹15 Crore to Retire Comfortably: How Bonds Can Build Predictable Retirement IncomeForget the daunting ₹15 crore retirement myth. For a couple retiring in their early 50s with ₹1 lakh monthly expenses, a ₹4-5 crore corpus ...
Annuity flexibility, tax tweaks can accelerate NPS growth: Axis Pension Fund CEO Sumit ShuklaA senior executive believes greater flexibility in retirement withdrawals and restored tax incentives could significantly boost the Nationa...
Your parents' retirement mistake could quietly derail your financial future, warns CA. Here's whyMany working Indians face the unspoken challenge of funding elderly parents' care without jeopardizing their own financial future. With ris...
Father’s Day 2026: How fathers can build financial independence and generational wealth through mutual fundsFathers can build financial independence and generational wealth through strategic mutual fund investments, experts advise. Starting early,...
Retirement savings gap after a career break? Expert shares how to recover without taking big risksCareer breaks, common for women, can impact retirement savings. Experts advise accepting the situation and implementing a catch-up plan by ...