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SEGAR SAMPATHKUMAR
Big private hospitals resist insurers' common empanelment proposalPrivate hospitals are resisting a common empanelment framework proposed by insurers due to concerns over claim settlement, tariff clarity, ...- Retain costly health policy or use PMJAY coverage? Seniors have a tough choiceA 70-year-old retiree faces a dilemma over renewing his ₹73,000 health insurance policy or relying on the government's Ayushman Bharat sche...
- Not disclosing pre-existing health conditions main reason for claim rejectionInsurers frequently reject health insurance claims, with approximately 25% facing rejection due to the policyholder's non-disclosure of pre...
- ‘Modicare’ to offer insurers limited businessAccording to insurers, their experiences in managing large schemes like the Rashtriya Swasthya Bima Yojana can make a huge difference to th...
- Employer's insurance comes with riders. Here's what you can doCompanies across sectors are cutting down on the range of benefits that they are providing their employees.
- New India Assurance’s top-up health plan cheapestBesides being sold as an individual policy, the top-up cover is also a family floater plan where the sum insured is shared among all member...
- Companies may cut health cover benefits to employees due to rising premium paymentsAbout 60% of companies in a recent survey by ICICI Lombard expected insurance premium payments to rise 5-8% annually in the next five years.
- Covers to boost the insurance provided by your employerAn independent cover will not only help you during a job switch but also come in handy in case your claim breaches the Rs 3-5 lakh limit.
- Family floater policies in demand as healthcare costs riseThese policies allow the customer to buy a cover with a single 'floating' sum insured for, rather than buying individual covers for a famil...
- Health insurance burdens young policyholders as premiums surge 25%The abolition of claim-based loading and the introduction of a lifelong renewability clause are the main reasons why premiums have risen sh...
- Senior citizens must get health cover to avoid financial shockAround 38% of the elderly respondents to the survey in India ranked health and financial insecurity among key fears.
- Insurers in spot as medical advances push up treatment costsPolicy holders are opting for new procedures that are less painful and ensure faster recovery but cost substantially more.
- New India Assurance exempts diabetes, BP patients from paying extra premium for health coverSome insurers have begun to rethink loading premium for those who are suffering from diabetes and hypertension.
- Seniors left in lurch as companies curb health cover for employees’ parentsA prominent private life insurer discontinued parental cover after it received a poor response following the cover being made payable by em...
- Now insure your mobile handset from theft and accidental damageThe customers will have to pay premium of Rs 50 or 1.25 per cent of mobile phone cost, whichever is more, at the time of purchase to avail ...
- Health cover may become cheaper for womenHealth insurance for women could get cheaper considering that insurance companies view them healthier than men.
- Uniform insurance terms to simplify claim processET highlights Irda’s proposed standard definitions for clauses and exclusions in health policies.
- Insurers gear up for collective bargaining, to ask hospitals to cut treatment costsThe total health insurance market is around Rs 13,000 crore, of which the state-owned companies’ share.
- Some insurance companies include ayurveda under their coverPolicyholders can now breathe easy as some insurance companies have started including ayurveda under their cover.
- Ayurveda too comes under mediclaim coverThough the coverage has been expanded, there are curbs on the amount and situations under which it can be claimed.
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