This indemnity-based coronavirus health insurance covers PPE cost. Should you buy?This will be a standard health policy which will provide coverage of up to Rs 5 lakh for hospitalisation expenses related to Covid-19. The ...
27 Jun, 2020, 01.43 PM IST
Your insurance may not pay for significant part of hospital treatment for coronavirusConsumables in health insurance parlance refer to single-use items that are frequently used in medical treatments or procedures. These are ...
16 Jun, 2020, 11.48 AM IST
IRDAI issues guidelines to help group insurance customers of merging PSBsUpon the merger of these PSBs, the underlying group health Insurance policies of the customers of the merged banks shall continue to be ser...
28 Jan, 2020, 05.51 PM IST
The age at which you should get health insurance and the cover size you will needHow well are you protected? Find out the age at which you should get insured and the cover size you may need.
16 Sep, 2019, 07.06 PM IST
HDFC acquires Apollo Munich Health Insurance. What this means for a policyholderYour existing policy contract, features, benefits, terms & conditions, will not undergo a change till expiry.
24 Jun, 2019, 05.15 PM IST
Can spouses split health insurance premium to claim tax benefit under section 80D?Will the insurer issue two separate tax certificates to the spouses for paying the premium in parts for one health policy? Here's what tax ...
01 Jun, 2019, 10.29 AM IST
When should you dump your health insurance cover?A health insurance policy is crucial in your financial planning, but there are cases where it may not be useful.
27 May, 2019, 08.45 PM IST
Can you claim motor insurance before getting permanent registration number for your car?Sometimes you can even see A/F, which means "applied for", written on a vehicle's number plate indicating that the vehicle in question has ...
03 May, 2019, 10.29 AM IST
Getting a very low premium for motor, bike insurance renewal? Policy could be fakeAny laxity on your part while buying or renewing a motor policy offline could cost you dear in future.
01 Apr, 2019, 06.30 AM IST
Motor insurance policy provides total loss benefit against car accident: What it means for you?IDV is calculated by considering the manufacturers listing price of the vehicle minus depreciation. However, the cost of registration and i...
07 Mar, 2019, 11.01 AM IST
General insurers’ claim ratios improveFrom policyholders’ perspective, a very low claims ratio may not be desirable.
01 Mar, 2019, 08.57 AM IST
Why you should not make non-family member nominee in life insurance policyYou should not make non-family member as a nominee because it will be difficult to prove insurable interest.
25 Feb, 2019, 09.42 PM IST
How new insurance, pension proposals can impact youCurrently, insurers are required to offer a minimum cover of 10-times the annual premium to those under 45 and 7-times to those over 45.
05 Nov, 2018, 06.30 AM IST
Can your electronic gadgets be effectively insured?In this digital era, when more and more people are buying gadgets like laptops, computers, mobile phones, safety of such items is also impo...
11 Dec, 2015, 11.24 AM IST
Liability insurances that protect SMEs in a lawsuitThere are three important liability insurances that a small business should consider: Professional indemnity, directors liability and compr...
17 Jun, 2015, 04.07 PM IST
Employer-employee insurance: A tax-efficient way for SMEs to purchase insuranceIn today’s context this is particularly relevant because attracting and retaining employees is so much more difficult.
12 Jun, 2015, 12.57 PM IST
Keyman insurance can keep an SME afloat even if the promoter dies: Kapil Mehta, Secure Now Insurance BrokerSMEs are particularly vulnerable to the death of a key person. If the promoter dies then the business is thrown into disarray and often not...
03 Jun, 2015, 02.10 PM IST