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SCSS LIQUIDITY
Rs 1.50 lakh/month income from Rs 1.5 crore corpus? Easy retirement strategies explainedRetiring with Rs 1.5 cr can provide a monthly income, but the amount depends on risk appetite and investment returns. Experts suggest withd...- Can Rs 2 crore retirement corpus generate Rs 2 lakh monthly income for 20 years after retirement?Planning your retirement corpus is crucial. A Rs 2 crore fund may not last 20 years with high withdrawals. Experts suggest a bucket strateg...
- Retiring with a large EPF corpus? Here’s how to allocate money across fixed income and mutual fundsRetirees with large EPF corpus need to balance safety with growth. Financial planners advise focusing on stable, tax-efficient income gener...
- Will FD investors see higher interest rates in coming months despite RBI holding repo rate?Retaining repo rates in succession was a relief for many FD investors who have been depositing for low maturity amounts for some time after...
- FD rates set to rise? RBI repo decision may bring good news for investorsRising inflation may not force the RBI to increase the repo rate this time around, but in later MPC meetings, the likelihood of higher repo...
- Have interest rates on PPF, NSC, SCSS and other small savings schemes changed for April-June 2026 quarter? Check 5-year rate listInterest rates for small savings schemes like PPF and NSC remain unchanged for the April-June 2026 quarter. Deposits under Sukanya Samriddh...
- How can senior citizens generate Rs 1 lakh monthly income safely in India?Indian seniors aiming for a Rs 1 lakh monthly retirement income need Rs 2-2.5 crore, accounting for inflation and taxes. Experts suggest a ...
- I am 57 years old and have property worth Rs 5.35 crore. Should I shift investment to MFs for easier access to funds?Should I liquidate my real estate investments and invest in mutual funds? Our panel of experts will answer questions related to any aspect ...
- Senior Citizen Savings Scheme (SCSS) rule change: Multiple extensions available; when to opt for it, when to avoidSCSS new rule: A Senior Citizen Savings Scheme (SCSS) pays quarterly interest to the depositors during its tenure of five years. On maturit...
- Senior Citizens’ Savings Scheme: Disadvantages of SCSS you should know before investingAssured income, protection of capital and regular payouts is what makes it attractive. The Senior Citizens' Saving Scheme (SCSS) also provi...
- Rs 69,150 monthly income with govt guarantee: How senior citizens can invest to build their own pensionThe scope for higher regular income has increased substantially after the Budget 2023 proposal to enhance the investment limit for Senior C...
- Is buying a second house now to save tax a good idea?Your investment decision should rather be based on time horizon, holistic financial goals, return on investment and risk appetite.
- Can I open second Senior Citizens Savings Account with my wife as first applicant?An individual can open multiple Senior Citizen Savings Scheme (SCSS) accounts either individually or as a joint investor.
- What should you do if your mutual fund schemes are not delivering good returns?Investment in equity-linked market products carry high risk and high return probability and thus it is recommended to route your capital th...
- Which mutual fund schemes should I invest for 6-12 months?Liquid funds can generate around 6-7% returns in a year, while low duration funds can give 7-9%.
- Why it is advisable to continue investing when stock market fallsEquity is a volatile asset class and market corrections gives you the opportunity to buy quality equities at a fair price.
- FDs vs NCDs vs small savings schemes: Where should you invest now?If you are looking at investing in a fixed income product, here is a look at how small saving schemes stand in comparison to bank FDs and N...
- Despite recent reduction in small savings rates, banks may not reduce deposit ratesIn a notification released by the Ministry of Finance on December 27, 2017, the government reduced interest rates on most small savings sch...
- Why defence personnel should look beyond Senior Citizens Saving Scheme and what are the alternativesThe minimum age limit for investing in SCSS for retired defence personnel (excluding civilian defence employees) has now been fixed at 50 y...
- For the elderly, it's time to look at long-term FDs, senior citizens savings schemeWith public sector banks looking set to cut fixed deposit rates, it's time for individuals, especially senior citizens, to book deposits as...
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