“Digital is going to be the way forward and the Indian IT companies have not invested that significantly in digital compared to some of the...

“The market has been moving up and I am not comfortable with the market valuations as well.”

Santosh Singh says everything else has been started looking expensive because just look at what has happened over last three-four months, H...

The market has been ver flat and in the last 25-30 sessions, Nifty has traded in a 150 point range

We are looking at banks which have got the balance sheet strength to tackle those stressed assets which they have already highlighted

My EV projections will suggest that it is trading at around three times FY18 NIMs

One of my personal favourites has been Bajaj Finserv which is going to do well given that there is a structural story around its general in...

Other than SBI, I would not like to put my money elsewhere because clearly there is something fundamentally wrong with the way these banks ...

The only company we like in housing finance as of today is HDFC Ltd.

"We see some amount of growth in the private sector coming back. If the economy grows, it will be a great sector to be in."

HDFC Life is a very good business; the Street values it 30-40 per cent lower than what we value; we estimate the business at around $3.3 bi...

"We have not been the biggest bull on the street on the banking licences. We have been a bit of a bear on the banking licence."

"Mahindra & Mahindra Financial has been our top pick, that is sort of structural pick, because clearly the market which we are bullish on i...

"Some of the businesses, like LIC Housing Finance or Bajaj Finserv or even an ABNL in isolation are worth more than what they are trading a...

" If you look at L&T Finance where we are not buyers of the stock given the current valuations, for MMFSL specifically valuations may look ...

From the operating point of view, do not see that FDI increase will have a huge impact on these companies.

If they are able to raise the capital, my belief is they should be able to do it in 3 quarters. But it totally depends on the amount of cap...