Choosing the right NPS annuity: Why expenses, behaviour, and risk tolerance matter for retirement incomeThe National Pension System's exit rule eased, allowing more flexibility with annuity purchases. Retirees must carefully decide how much to...
New NPS pension withdrawal rules can turn NPS from savings plan to inflation-linked pension systemTwo of the three pension withdrawal schemes proposed by the PFRDA work, and that too with parameters which are practical for Indian conditi...
Government plans NPS overhaul: Pension schemes with rising payout & annuity purchase till 70 proposedPFRDA is set to introduce three pension scheme models addressing gaps in the current NPS framework, which emphasises corpus accumulation bu...
Nippon MF portal yet to be restored after cyber attackNippon Mutual Fund has assets of ₹5.5 lakh crore under management, and a large retail base. Investors cannot make any fresh financial trans...
NPS: A 35-year old can get Rs 2 lakh as monthly pension by investing Rs 21,000 a month now; how much should you invest in NPS?NPS is a popular retirement investment option. It allows you to invest in various asset classes. For investors, it is crucial to understand...
Unified Pension Scheme or UPS vs NPS: Which will help central government employees build a bigger retirement corpus?This new pension vehicle is clearly aimed at addressing the perceived shortcomings of the NPS among a large swathe of government employees....
UPS like pension for private sector employees? How NPS plus EPF can get you regular income like Unified Pension Scheme; check calculationWhile govt employees got their much awaited demand met as government launched a new pension scheme called Unified Pension Scheme which offe...
How to put in place a simple SWP system to work over a long time?“The way to start off will be with a rough thumb rule that you should have at least 25 times your annual money requirement as your portfoli...
NPS rule changes in October: 2 changes made to NPS exit, withdrawal rules that can benefit subscribersThe Pension Fund Regulatory and Development Authority (PFRDA) has made proposed changes to NPS withdrawal for subscribers in the month of O...
There's room for debt MFs in your portfolio; plan effectively: Arnav PandyaThe recent changes to the taxation of debt mutual funds in India could discourage long-term investment, says Arnav Pandya, founder of Money...
New rules to secure online mutual fund transactionsAs online brokers and distributors set up the new system, ET takes a look at what could change for investors who use various stock brokers ...
Turkey courts Joe Biden with Kabul airport offerAnkara is also talking to the Taliban in the hope of finding an arrangement that could keep Turkish troops from turning into targets for th...
Retirement planning: How to maximise returns from EPF, NPS investmentsIn the dynamic retirement landscape, EPF and NPS are critical pillars of your retirement planning.
Interest rates are falling: Retirees need to lock into higher rates nowUse the gap between the fall in 10-year yield and fall in yields of other products to lock into higher rates.
Looking at NPS for tax saving? Find out if the investment suits your financial profileIf you are looking to invest in NPS merely to save tax, you need to weigh its pros and cons as it is more of a retirement focused investmen...
Is NPS the right investment option for you?The structuring of the NPS may not be ideal for some who are looking to save for retirement. Read on to find out more before you plan to in...
PFRDA mulls various withdrawal options to optimise pensionThis may include systematic/phased withdrawal options, under which different combinations of withdrawal packages with/without annuity optio...