The final reconstruction scheme for Yes Bank mandates a lock in for existing shareholders up to 75% of their holding for three years.

Financial planners believe investors should take a call on the remainder of their portfolios.

Schemes with securities of troubled NBFC have to mark down value of holdings.

On September 3, India Ratings and Research downgraded Altico Capital India Limited's Long-Term Issuer Rating to 'IND A+' from 'IND AA-.