Biggest wealth destroyer is not poor performance, but constant search for better returns, says Radhika GuptaEdelweiss Mutual Fund CEO Radhika Gupta warns that constantly chasing higher-performing investments can undermine wealth creation. Investor...
09 Sep, 2026, 05.23 PM IST
Will you pay lower income tax on mutual fund capital gains after retirement? Know 7 ways to reduce your tax burdenRetirement doesn't mean tax-free mutual fund income. Understand how capital gains, IDCW payouts, and SWPs are taxed. Discover strategies li...
09 Sep, 2026, 11.23 AM IST
This 58-year-old invests Rs 50,000 in 8 mutual funds. Expert flags portfolio imbalance, suggests rejigA financial expert examined the mutual fund portfolio of a 58-year-old investor and detected several imbalances. With a concentration in mi...
09 Sep, 2026, 10.49 AM IST
How to get Rs 3 lakh/month from my Rs 2 crore EPF corpus?ET Wealth Reader's Query: I retired at 53 and have Rs 2 crore in my EPF account. I understand that I can continue to earn interest on the b...
08 Sep, 2026, 01.29 PM IST
Indian retirees missed out on equity wealth: How decades of pension-led retirement saving left portfolios stock-lightFor the longest time, we had a defined benefit plan. Even today, we have around us many retired government and public sector employees (and...
07 Sep, 2026, 12.38 PM IST
Want Rs 1 crore retirement corpus by 50? Monthly SIP you need to make at 30, 35 and 40 years of ageTo amass a retirement corpus of Rs 1 crore by the age of fifty, meticulous financial planning is essential. For those starting their invest...
05 Sep, 2026, 08.20 AM IST
Moving abroad? Know what happens to your NPS account after you become an NRINon-Resident Indians are permitted to maintain their National Pension System contributions from abroad. To remain involved, they must utili...
04 Sep, 2026, 03.59 PM IST
Will you get EPF interest till 58 years of age if you leave job at 40? EPFO explainsEven if you've left your job, your EPF interest keeps accumulating until you turn 58. However, if you don’t contribute for three years, you...
04 Sep, 2026, 02.20 PM IST
Can you stop NPS contributions for a few years? Know the impact before you take a breakExperiencing a financial setback? Halting NPS contributions may appear to be the only option, but have you considered the long-term consequ...
04 Sep, 2026, 01.29 PM IST
₹79 lakh more at retirement? How a small monthly VPF contribution can boost your retirement corpusVoluntary Provident Fund offers a stable retirement savings avenue for salaried employees. Additional VPF contributions can significantly g...
04 Sep, 2026, 01.19 PM IST
EPF vs NPS: Rs 10,000/monthly investment in each; where you may get a higher retirement corpus?The National Pension System (NPS) and the Employee Provident Fund (EPF) both serve unique purposes for retirement planning. The ultimate fi...
03 Sep, 2026, 04.18 PM IST
Invest Rs 10,000 a month at 25, and it could become crores by 65: CA explains the power of starting earlyCA Nitin Kaushik says your 20s may not be when you have the most money, but they are when you have the most time. He shared that a 25-year-...
02 Sep, 2026, 07.37 AM IST
Rs 11 crore corpus at 36, yet they are scared to quit their jobs: Bengaluru couple faces the biggest FIRE dilemmaA Bengaluru couple, both 36, has built a Rs 11 crore liquid corpus after starting their careers in 2009 with a combined Rs 1.9 LPA salary. ...
31 Aug, 2026, 08.18 AM IST
EPF calculator: Basic pay Rs 50,000? In how many years can you build Rs 2.23 crore retirement corpus?The Employees Provident Fund serves as a robust mechanism for building long-term savings through consistent contributions and the magic of ...
27 Aug, 2026, 04.54 PM IST
Over Rs 1 crore invested in mutual funds, NPS, PPF and FDs: Should this PSU banker increase equity exposure with 18 years to retirement?A 42-year-old PSU bank chief manager, who recently welcomed twins, sought a review of his family’s financial portfolio. With around 18 year...
26 Aug, 2026, 09.30 AM IST
EPFO rules for NRIs’ EPF withdrawal: Do NRIs need to wait till 58 years of age to withdraw their employees’ provident fund retirement corpus?Non-resident Indians have the opportunity to access their Employees Provident Fund (EPF) corpus upon their departure from India. Those who ...
25 Aug, 2026, 08.34 AM IST
From savings plan to retirement plan: Building a corpus that lasts a lifetimeRetirement security relies on habits formed over time. By starting early, investments harness the power of compounding growth, leading to g...
24 Aug, 2026, 11.41 AM IST