Given the inertia on the part of banks, it makes sense for borrowers to negotiate a better rate for their housing loans.

It is often tempting to walk into the branch of a bank that has just advertised that it has cut its lending rates and that it is among the ...

Your credit history and income are not the only factors lenders consider before giving you a home loan.

With Reserve Bank of India cutting rates and new rules for the base rate system, we could soon see home loans becoming cheaper.

Clearly, given the grave implications of standing surety under the changed circumstances, be extra cautious while entering into such an agr...

Reserve Bank of India (RBI) had allowed lenders to float infrastructure bonds to extent of home and infrastructure loans outstanding in the...

The guidelines on fair practices code for lenders require banks and financial institutions to devise a system of acknowledging receipt of a...

Experts say borrowers must not delay pre-payment of 'unproductive' auto and personal loans just because banks charge a fine, as these loans...